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Usio, Inc. USIO Increase Decrease Accounts Receivable Allowance For Credit Loss

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Other financials

Income statement

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Revenue$25.5M+15.7%
Gross profit$5.1M+6.8%
Operating income$225.7K+194%
Net income$122.5K+152%
EPS (diluted)$0.00+100%

Balance sheet

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Cash & equivalents$7.7M-11.3%
Total debt$4.9M+32.8%
Total equity$18.1M-4.5%
Total assets$120.2M+9.6%

Cash flow

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Operating cash flow$946.7K-31.1%
CapEx$398.1K+1,661%
Free cash flow$548.7K-59.4%

Valuation

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Market cap$68.44M+76.8%
Enterprise value$65.58M+92.1%
P/S0.8×+0.3×

Profitability

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Gross margin22.5%-0.8pp
Operating margin-2.1%+0.7pp
Net margin-2.4%-6.4pp
FCF margin4.9%

Returns & leverage

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Return on equity-11.6%-31.0pp
Debt / equity0.3×+0.1×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Usio, Inc. in its filing.

Tagged under the XBRL concept usio:IncreaseDecreaseAccountsReceivableAllowanceForCreditLoss.

The official record: Usio, Inc.’s 10-K, filed March 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Usio, Inc.'s increase decrease accounts receivable allowance for credit loss?
Usio, Inc. (USIO) reported increase decrease accounts receivable allowance for credit loss of $20.03K in Q4 2025.
How has Usio, Inc.'s increase decrease accounts receivable allowance for credit loss changed year-over-year?
Usio, Inc.'s increase decrease accounts receivable allowance for credit loss increased by 1502.6% year-over-year, from $1.25K to $20.03K.
What does increase decrease accounts receivable allowance for credit loss mean?
Represents the net change in the valuation allowance established against accounts receivable to account for estimated uncollectible balances. This metric reflects management's assessment of credit risk and the potential for future bad debt write-offs. Monitoring this helps investors gauge the quality of the company's receivables and the accuracy of its credit risk modeling.