Universal Insurance Holdings UVE Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 11.4%+7.5pp | 3.9%-0.9pp | 4.8%+6.6pp | -1.8%-3.6pp | |
| Free cash flow margin | 23.5%— | —— | —— | 26.4%— | |
| Returns | |||||
| Return on equity | 39.6%+23.1pp | 16.5%-4.7pp | 21.2%+27.4pp | -6.2%-10.8pp | |
| Return on assets | 6.4%+4.2pp | 2.3%-0.3pp | 2.6%+3.5pp | -0.9%-2.0pp | |
| Efficiency | |||||
| Asset turnover | 0.6×0.0× | 0.6×+0.1× | 0.5×0.0× | 0.5×-0.1× | |
| Leverage | |||||
| Debt-to-equity | 0.2×-0.1× | 0.3×0.0× | 0.3×-0.1× | 0.4×+0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $19.03+49.3% | $12.75+12.6% | $11.32+20.9% | $9.36-31.8% | |
| Valuation | |||||
| Market capitalization | $1.14B+48.3% | $595.71M+28.3% | $464.44M+44.1% | $322.3M-39.1% | |
| Enterprise value | $638.15M+36.2% | $434.87M+161% | $166.51M+394% | $33.72M-91.1% | |
| Price / earnings | 5.8×-5.7× | 10.1×+3.2× | 7×— | —— | |
| Price / sales | 0.7×+0.2× | 0.4×+0.1× | 0.3×+0.1× | 0.3×-0.2× | |
| Price / book | 1.9×+0.1× | 1.6×+0.2× | 1.4×+0.2× | 1.1×-0.1× | |
| EV / sales | 0.4×+0.1× | 0.3×+0.2× | 0.1×+0.1× | 0×-0.3× | |
| Free cash flow yield | 31.3%— | —— | —— | 100.1%— | |
| Earnings yield | 17.8%+8.8pp | 9.9%-4.5pp | 14.4%+21.3pp | -6.9%-10.8pp | |
| Dividend yield | 2%-1.0pp | 3.7%-1.3pp | 5%-2.4pp | 7.4%+2.8pp | |
| PEG ratio | 0×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Universal Insurance Holdings's ratios come from?
- Every ratio is computed from Universal Insurance Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
