Skip to content
OpenCapital
Get started

Universal Insurance Holdings UVE Ratios & Valuation

Income StatementBalance SheetCash FlowRatiosSegments
QuarterlyAnnualTTM
YoYQoQ
SimplifiedDetailed
Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin12.2%+7.9pp11.4%+7.5pp7.7%+2.9pp4.2%-1.4pp4.3%-1.0pp
Free cash flow margin21.5%—23.5%———————
Returns
Return on equity38.9%+21.9pp39.6%+23.1pp27.3%+6.6pp15.6%-7.2pp17%-5.3pp
Return on assets7.1%+4.4pp6.4%+4.2pp4.3%+1.5pp2.2%-0.7pp2.8%-0.5pp
Efficiency
Asset turnover0.6×-0.1×0.6×0.0×0.6×0.0×0.5×0.0×0.6×0.0×
Leverage
Debt-to-equity0.2×-0.1×0.2×-0.1×0.2×-0.1×0.2×0.0×0.2×0.0×
Debt-to-assets0×0.0×0×0.0×0×0.0×0×0.0×0×0.0×
Per Share
Book value per share$20.28+38.2%$19.03+49.3%$17.18+21.7%$15.75+17.4%$14.68+18.3%
Valuation
Market capitalization$1.14B+53.0%$948.05M+59.1%$744.78M+17.5%$773.13M+42.8%$665.87M+13.5%
Enterprise value$638.15M+44.1%$570.7M+31.2%$371.23M+11.5%$438.25M+50.4%$366.11M+26.5%
Price / earnings5.8×-5.3×5.2×-4.9×6.1×-2.6×11.6×+5.1×10×+2.3×
Price / sales0.7×+0.2×0.6×+0.2×0.5×+0.1×0.5×+0.1×0.4×0.0×
Price / book1.9×+0.2×1.7×+0.1×1.5×-0.1×1.7×+0.3×1.6×0.0×
EV / sales0.4×+0.1×0.4×+0.1×0.2×0.0×0.3×+0.1×0.2×0.0×
Free cash flow yield30.3%—39.8%———————
Earnings yield17.2%+8.3pp19.3%+9.4pp16.4%+4.9pp8.6%-6.8pp10%-3.0pp
Dividend yield2%-1.1pp2.3%-1.4pp3%-0.5pp2.9%-1.3pp3.4%-0.5pp
PEG ratio0×—0×—0.1×-6.3×————

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Universal Insurance Holdings's ratios come from?
Every ratio is computed from Universal Insurance Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.