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UWM Holdings UWMC Mortgage and loans payable

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$1.14B+102%
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Other financials

Income statement

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Revenue$888.0M+17.0%
Net income-$80.6M-452%
EPS (diluted)-$0.24-318%

Balance sheet

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Cash & equivalents$498.4M+1.7%
Total debt$3.1B+6.7%
Total equity$985.3M-43.6%
Total assets$17.9B+29.2%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$9.5M-60.9%
Free cash flow-$2.2B-490%

Valuation

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Market cap$2.26B+128%
Enterprise value$4.87B+42.7%
P/S0.6×+0.3×

Profitability

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Operating margin-0.1%
Net margin-1%-1.5pp
FCF margin-129.4%

Returns & leverage

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Return on equity-2.7%-3.3pp
Debt / equity3.2×+1.5×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept us-gaap:LoansPayableFairValueDisclosure.

The source filing: UWM Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001783398-26-000117
AssetsJune 30, 2026 / (Unaudited)December 31, 2025
Senior notes2,984,3282,981,975
Operating lease liability(includes $96.4 million and $99.7 million, respectively, with related parties)97,034100,596
Finance lease liability(includes $22.0 million and $22.9 million, respectively, with related parties)22,44123,468
Loans eligible for repurchase from Ginnie Mae1,141,7191,133,359
Total liabilities16,955,23415,335,047
Equity
Preferred stock, $0.0001 par value - 100,000,000 shares authorized, none issued and outstanding as of June 30, 2026 or December 31, 2025
Class A common stock, $0.0001 par value - 4,000,000,000 shares authorized, 342,247,135 and 268,415,480 shares issued and outstanding as of June 30, 2026 and December 31, 2025, respectively3427

Item 1. Financial Statements

FAQ

What is UWM Holdings's mortgage and loans payable?
UWM Holdings (UWMC) reported mortgage and loans payable of $1.14B in Q2 2026.
How has UWM Holdings's mortgage and loans payable changed year-over-year?
UWM Holdings's mortgage and loans payable increased by 102.1% year-over-year, from $564.81M to $1.14B.
What is the long-term trend for UWM Holdings's mortgage and loans payable?
Over 4 years (2021 to 2025), UWM Holdings's mortgage and loans payable has grown at a 19.1% compound annual growth rate (CAGR), from $563.42M to $1.13B.
What does mortgage and loans payable mean?
This represents the fair value of various loans and financing obligations payable by the company to external creditors. It captures the market-adjusted liability for debt that does not fall under standard long-term notes or warehouse lines. Tracking this provides insight into the company's total fair-value-based debt exposure and sensitivity to market interest rate fluctuations.

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