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UWM Holdings UWMC Retained Earnings

Retained Earnings at other companies

PennyMac Financial Services, Inc.PFSI

$4.28B+11.6%

Rocket CompaniesRKT

$421M+134%

loanDepotLDI

-$651.75M-13.6%

Better Home & FinanceBETR

-$2.15B-9.5%

Onity GroupONIT

$78.5M+182%

SPF

South Plains Financial, Inc.SPFI

$445.97M+12.7%

Other financials

Income statement

Revenue$901.4M+47.0%

Net income$25.3M+285%

EPS (diluted)$0.09+175%

Balance sheet

Cash & equivalents$424.0M-12.6%

Total debt$3.1B+6.7%

Total equity$1.6B-2.1%

Total assets$19.3B+37.1%

Cash flow

Operating cash flow-$2.2B-475%

CapEx$19.1M+7.3%

Free cash flow-$2.2B-490%

Valuation

Market cap$719.16M-11.6%

Enterprise value$3.4B+5.0%

P/E10.8×—

P/S0.2×-0.1×

Profitability

Operating margin-0.1%—

Net margin1.9%+1.7pp

FCF margin-129.4%—

Returns & leverage

Return on equity4.1%+3.8pp

Debt / equity1.9×+0.2×

Current ratio0×—

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's retained earnings?: UWM Holdings (UWMC) reported retained earnings of $216.77M in Q1 2026.
How has UWM Holdings's retained earnings changed year-over-year?: UWM Holdings's retained earnings increased by 35.1% year-over-year, from $160.41M to $216.77M.
What is the long-term trend for UWM Holdings's retained earnings?: Over 5 years (2020 to 2025), UWM Holdings's retained earnings has grown at a -39.6% compound annual growth rate (CAGR), from $2.35B to $189.45M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.