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UWM Holdings UWMC Retained Earnings

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Other financials

Income statement

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Revenue$888.0M+17.0%
Net income-$80.6M-452%
EPS (diluted)-$0.24-318%

Balance sheet

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Cash & equivalents$498.4M+1.7%
Total debt$3.1B+6.7%
Total equity$985.3M-43.6%
Total assets$17.9B+29.2%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$9.5M-60.9%
Free cash flow-$2.2B-490%

Valuation

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Market cap$2.26B+128%
Enterprise value$4.87B+42.7%
P/S0.6×+0.3×

Profitability

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Operating margin-0.1%
Net margin-1%-1.5pp
FCF margin-129.4%

Returns & leverage

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Return on equity-2.7%-3.3pp
Debt / equity3.2×+1.5×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: UWM Holdings’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001783398-26-000117

FAQ

What is UWM Holdings's retained earnings?
UWM Holdings (UWMC) reported retained earnings of $118.65M in Q2 2026.
How has UWM Holdings's retained earnings changed year-over-year?
UWM Holdings's retained earnings decreased by 30.3% year-over-year, from $170.32M to $118.65M.
What is the long-term trend for UWM Holdings's retained earnings?
Over 5 years (2020 to 2025), UWM Holdings's retained earnings has grown at a -39.6% compound annual growth rate (CAGR), from $2.35B to $189.45M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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