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Virginia National Bankshares Corporation VABK Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

C&F Financial logo
C&F FinancialCFFI
$81K-23.6%
Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$211K+12.2%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$570K+64.7%
Old National Bancorp logo
Old National BancorpONB
$7.56M+40.5%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$108K+2.9%
Financial Institutions logo
Financial InstitutionsFISI
$2.77M-0.2%

Segments

By segment

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Corporate$319K+8.9%

Other financials

Income statement

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Revenue$14.4M+2.4%
Net income$5.3M+17.2%
EPS (diluted)$0.97+16.9%

Balance sheet

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Total debt$25.8M+3.2%
Total equity$186.5M+11.8%
Total assets$1.6B+0.9%

Cash flow

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Operating cash flow$7.2M+246%
CapEx$207.0K-20.1%
Free cash flow$7.0M+284%

Valuation

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Market cap$240.65M+20.8%
P/E12×+0.9×
P/S4.2×+0.6×

Profitability

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Net margin34.6%+2.1pp
FCF margin44.8%+20.7pp

Returns & leverage

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Return on equity11.3%+0.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Virginia National Bankshares Corporation in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Virginia National Bankshares Corporation’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virginia National Bankshares Corporation's bank owned life insurance income?
Virginia National Bankshares Corporation (VABK) reported bank owned life insurance income of $319K in Q1 2026.
How has Virginia National Bankshares Corporation's bank owned life insurance income changed year-over-year?
Virginia National Bankshares Corporation's bank owned life insurance income increased by 8.9% year-over-year, from $293K to $319K.
What is the long-term trend for Virginia National Bankshares Corporation's bank owned life insurance income?
Over 4 years (2021 to 2025), Virginia National Bankshares Corporation's bank owned life insurance income has grown at a 15.1% compound annual growth rate (CAGR), from $708K to $1.24M.
What does bank owned life insurance income mean?
This represents the tax-advantaged income generated from the cash surrender value growth or death benefits of life insurance policies held on the lives of key employees. It serves as a stable, non-interest income stream for the bank. Analysts monitor this to assess the contribution of non-core assets to overall profitability.