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Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin34.6%+1.1pp33.4%+2.1pp31.3%-0.6pp31.9%-0.6pp32.4%+1.0pp
Free cash flow margin44.8%+8.8pp36%+4.9pp31.1%-16.6pp47.7%+23.6pp24.1%-2.8pp
Returns
Return on equity11.3%+0.2pp11.2%+0.8pp10.4%-0.6pp11%-0.1pp11.2%+0.3pp
Return on assets1.2%0.0pp1.2%+0.1pp1.1%0.0pp1.1%0.0pp1.1%+0.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.1×0.0×0.1×-0.1×0.2×-0.2×0.4×+0.2×0.2×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Per Share
Book value per share$34.26$32.70+3.7%$31.52+2.1%$30.87
Valuation
Market capitalization$240.65M+20.8%$214.92M+2.7%$209.26M+4.6%$200.04M+3.2%$193.78M-6.3%
Enterprise value$266.59M-0.2%$241.11M-1.9%$245.8M-8.3%$267.93M+22.4%$218.81M-5.7%
Price / earnings12×+0.9×11.2×-0.6×11.7×+0.5×11.2×+0.3×10.9×-1.3×
Price / sales4.2×+0.6×3.7×+0.1×3.7×+0.1×3.6×0.0×3.5×-0.3×
Price / book1.3×+0.1×1.2×0.0×1.2×0.0×1.2×0.0×1.2×-0.1×
EV / sales4.6×-0.2×4.2×-0.1×4.3×-0.5×4.8×+0.8×-0.3×
Free cash flow yield10.8%-2.7pp9.7%+1.2pp8.5%-4.9pp13.4%+6.5pp6.8%-0.2pp
Earnings yield8.3%-0.7pp9%+0.4pp8.5%-0.4pp8.9%-0.2pp9.2%+1.0pp
Dividend yield3.2%-0.4pp3.5%0.0pp3.6%-0.1pp3.6%0.0pp3.7%+0.2pp
PEG ratio+0.2×0.8×0.0×0.8×0.0×0.8×-1.9×2.7×

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Questions, answered.

Where do Virginia National Bankshares Corporation's ratios come from?
Every ratio is computed from Virginia National Bankshares Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.