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Virginia National Bankshares Corporation VABK Products & Services — Demand Deposit Accounts

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FSBCICS — Total network deposits
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ASHDisbursements Demand Deposit
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ECORUS — Cash FDIC Insured Amount
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FRMEDemand and savings deposits
-$293.18M-488%

Other financials

Income statement

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Revenue$14.4M+2.4%
Net income$5.3M+17.2%
EPS (diluted)$0.97+16.9%

Balance sheet

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Total debt$25.8M+3.2%
Total equity$186.5M+11.8%
Total assets$1.6B+0.9%

Cash flow

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Operating cash flow$7.2M+246%
CapEx$207.0K-20.1%
Free cash flow$7.0M+284%

Valuation

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Market cap$240.65M+20.8%
P/E12×+0.9×
P/S4.2×+0.6×

Profitability

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Net margin34.6%+2.1pp
FCF margin44.8%+20.7pp

Returns & leverage

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Return on equity11.3%+0.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Virginia National Bankshares Corporation in its filing.

Tagged under the XBRL concept us-gaap:DemandDepositAccounts.

The official record: Virginia National Bankshares Corporation’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virginia National Bankshares Corporation's products & services — demand deposit accounts?
Virginia National Bankshares Corporation (VABK) reported products & services — demand deposit accounts of $60.8M in Q4 2025.
How has Virginia National Bankshares Corporation's products & services — demand deposit accounts changed year-over-year?
Virginia National Bankshares Corporation's products & services — demand deposit accounts increased by 36.6% year-over-year, from $44.5M to $60.8M.
What does products & services — demand deposit accounts mean?
This metric represents the total balance of customer funds held in demand deposit accounts that are placed into an insured cash sweep program. These sweep arrangements allow depositors to maintain liquidity while accessing expanded FDIC insurance coverage by distributing funds across a network of participating banks. It serves as a key indicator of the bank's ability to attract and retain core operating deposits from commercial and retail clients seeking both safety and transaction capability.