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Velocity Financial VEL Mortgage servicing rights

Mortgage servicing rights at other companies

Bank First Corporation logo
Bank First CorporationBFC
$17.48M+29.1%
Merchants Bancorp logo
Merchants BancorpMBIN
$229.58M+21.0%

Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept us-gaap:ServicingAssetAtFairValueAmount.

The official record: Velocity Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's mortgage servicing rights?
Velocity Financial (VEL) reported mortgage servicing rights of $12.65M in Q1 2026.
How has Velocity Financial's mortgage servicing rights changed year-over-year?
Velocity Financial's mortgage servicing rights increased by 0.1% year-over-year, from $12.63M to $12.65M.
What is the long-term trend for Velocity Financial's mortgage servicing rights?
Over 4 years (2021 to 2025), Velocity Financial's mortgage servicing rights has grown at a 16.0% compound annual growth rate (CAGR), from $7.15M to $12.96M.
What does mortgage servicing rights mean?
Represents the capitalized asset value of the contractual right to service mortgage loans on behalf of third-party investors in exchange for a fee. This asset is generated when the company sells loans into the secondary market while retaining the servicing responsibilities. It serves as a recurring revenue stream that is sensitive to prepayment speeds and interest rate environments.