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Velocity Financial VEL Operating Lease Liabilities (Total)

Operating Lease Liabilities (Total) at other companies

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$6.09M-16.3%
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$2.81M+34.0%
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$16.24M-60.7%
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$4.63M+16.6%
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LTC PropertiesLTC
$2.5M

Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseLiability.

The official record: Velocity Financial’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's operating lease liabilities (total)?
Velocity Financial (VEL) reported operating lease liabilities (total) of $3.1M in Q4 2025.
How has Velocity Financial's operating lease liabilities (total) changed year-over-year?
Velocity Financial's operating lease liabilities (total) increased by 15.0% year-over-year, from $2.7M to $3.1M.
What is the long-term trend for Velocity Financial's operating lease liabilities (total)?
Over 5 years (2020 to 2025), Velocity Financial's operating lease liabilities (total) has grown at a -9.5% compound annual growth rate (CAGR), from $5.13M to $3.1M.
What does operating lease liabilities (total) mean?
This represents the total present value of future lease payments for operating leases, recognized as a liability on the balance sheet. It reflects the company's long-term commitment to leased assets such as office space, warehouses, and equipment. Tracking this helps investors evaluate the company's off-balance-sheet financing obligations and overall debt-like commitments.