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Velocity Financial VEL Net Accretion Of Discount On Purchased Loans And Deferred Loan Origination Costs

Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept vel:NetAccretionOfDiscountOnPurchasedLoansAndDeferredLoanOriginationCosts.

The official record: Velocity Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Questions, answered.

What is Velocity Financial's net accretion of discount on purchased loans and deferred loan origination costs?
Velocity Financial (VEL) reported net accretion of discount on purchased loans and deferred loan origination costs of $809K in Q1 2026.
How has Velocity Financial's net accretion of discount on purchased loans and deferred loan origination costs changed year-over-year?
Velocity Financial's net accretion of discount on purchased loans and deferred loan origination costs decreased by 15.2% year-over-year, from $954K to $809K.
What is the long-term trend for Velocity Financial's net accretion of discount on purchased loans and deferred loan origination costs?
Over 3 years (2021 to 2024), Velocity Financial's net accretion of discount on purchased loans and deferred loan origination costs has grown at a -12.2% compound annual growth rate (CAGR), from $6.52M to $4.41M.