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Velocity Financial VEL Principal payments from commercial mortgage loans held-for-investment

Principal payments from commercial mortgage loans held-for-investment at other companies

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Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total debt$3.1M+15.0%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Velocity Financial in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment.

The official record: Velocity Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's principal payments from commercial mortgage loans held-for-investment?
Velocity Financial (VEL) reported principal payments from commercial mortgage loans held-for-investment of $266.87M in Q1 2026.
How has Velocity Financial's principal payments from commercial mortgage loans held-for-investment changed year-over-year?
Velocity Financial's principal payments from commercial mortgage loans held-for-investment increased by 16.9% year-over-year, from $228.32M to $266.87M.
What is the long-term trend for Velocity Financial's principal payments from commercial mortgage loans held-for-investment?
Over 4 years (2021 to 2025), Velocity Financial's principal payments from commercial mortgage loans held-for-investment has grown at a 14.1% compound annual growth rate (CAGR), from $568.84M to $963.81M.
What does principal payments from commercial mortgage loans held-for-investment mean?
This metric tracks the cash inflows resulting from the scheduled or unscheduled repayment of principal on loans and leases held for investment. It represents the natural amortization of the loan portfolio and provides a recurring source of liquidity for the company. Consistent principal repayments are critical for maintaining the company's ability to reinvest in new lending opportunities.