Velocity Financial VEL Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on equity | 17.3%+3.5pp | 17.7%+3.3pp | 16.2%+1.8pp | 15.2%+1.1pp | 13.8%-0.2pp | |
| Return on assets | 1.6%+0.3pp | 1.6%+0.2pp | 1.5%+0.1pp | 1.4%0.0pp | 1.3%-0.1pp | |
| Per Share | ||||||
| Book value per share | $17.70+15.7% | $17.62+21.9% | $16.35+21.1% | $15.82+19.5% | $15.30+19.7% | |
| Valuation | ||||||
| Market capitalization | $696.78M+2.6% | $807.56M+24.7% | $697.28M+9.1% | $678.38M+16.3% | $636.43M+8.7% | |
| Price / earnings | 6.4×-3.3× | 7.7×-1.8× | 7.7×-2.1× | 8.3×-1.1× | 9.1×-0.9× | |
| Price / book | 1×-0.2× | 1.2×-0.1× | 1.1×-0.2× | 1.1×-0.1× | 1.1×-0.2× | |
| Earnings yield | 15.6%+5.3pp | 13%+2.4pp | 13%+2.8pp | 12%+1.4pp | 11%+1.0pp | |
| PEG ratio | 0.1×-0.4× | 0.1×-0.2× | 0.2×0.0× | 0.3×+0.1× | 0.5×+0.3× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Velocity Financial's ratios come from?
- Every ratio is computed from Velocity Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.