Where do Velocity Financial's ratios come from?

Every ratio is computed from Velocity Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Velocity Financial VEL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Returns
Return on equity	17.7%+3.3pp	14.4%+1.5pp	12.9%+3.9pp	9%-1.5pp
Return on assets	1.6%+0.2pp	1.4%+0.1pp	1.3%+0.3pp	1%-0.2pp
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$17.62+21.9%	$14.46+15.0%	$12.57+13.9%	$11.04+10.0%
Valuation
Market capitalization	$696.78M+2.6%	$647.73M+16.4%	$556.65M+80.7%	$308.06M-33.2%
Enterprise value	$718.57M+19.7%	$600.53M+15.8%	$518.79M+95.4%	$265.51M-38.2%
Price / earnings	6.4×-3.3×	9.5×-1.2×	10.6×+1.1×	9.6×-6.2×
Price / book	1×-0.2×	1.3×0.0×	1.3×+0.5×	0.8×-0.5×
Earnings yield	15.6%+5.3pp	10.6%+1.2pp	9.4%-1.1pp	10.5%+4.1pp
PEG ratio	0.1×-0.4×	0.3×+0.1×	0.2×-0.8×	0.9×+0.7×

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Questions, answered.

Where do Velocity Financial's ratios come from?: Every ratio is computed from Velocity Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.