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Virco Manufacturing Corporation VIRC Automobile Liability Loss — Self insurance retention

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CCSSelf-Insurance Reserve
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Other financials

Income statement

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Revenue$30.7M-9.1%
Gross profit$12.7M-20.8%
Operating income-$3.7M-3,794%
Net income-$2.8M-479%
EPS (diluted)-$0.18-460%

Balance sheet

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Cash & equivalents$3.7M+299%
Total debt$38.8M-6.1%
Total equity$102.4M-3.0%
Total assets$175.5M-4.5%

Cash flow

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Operating cash flow-$9.4M+50.8%
CapEx$699.0K-71.4%
Free cash flow-$10.1M+53.2%

Valuation

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Market cap$96.58M-26.3%
Enterprise value$131.61M-23.2%
P/E14.2×
P/S0.5×0.0×

Profitability

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Gross margin39.6%-3.9pp
Operating margin12.8%
Net margin10.7%+9.4pp
FCF margin14.3%+9.9pp

Returns & leverage

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Return on equity35.9%+31.3pp
Debt / equity0.4×0.0×
Current ratio2.7×-0.3×

Where this comes from

Reported directly by Virco Manufacturing Corporation in its filing.

Tagged under the XBRL concept virc:SelfInsuranceRetention.

The official record: Virco Manufacturing Corporation’s 10-Q, filed June 3, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virco Manufacturing Corporation's automobile liability loss — self insurance retention?
Virco Manufacturing Corporation (VIRC) reported automobile liability loss — self insurance retention of $50K in Q1 2026.
How has Virco Manufacturing Corporation's automobile liability loss — self insurance retention changed year-over-year?
Virco Manufacturing Corporation's automobile liability loss — self insurance retention decreased by 0.0% year-over-year, from $50K to $50K.
What is the long-term trend for Virco Manufacturing Corporation's automobile liability loss — self insurance retention?
Over 4 years (2022 to 2026), Virco Manufacturing Corporation's automobile liability loss — self insurance retention has grown at a 0.0% compound annual growth rate (CAGR), from $200K to $200K.
What does automobile liability loss — self insurance retention mean?
This metric represents the specific dollar amount of risk retained by the company for automobile liability claims before external insurance coverage applies. It reflects the company's self-insured exposure within its logistics and distribution operations, serving as a key indicator of potential financial volatility related to fleet-related accidents. Monitoring this retention level helps investors assess the company's risk management strategy and the potential impact of insurance cost fluctuations on operating margins.