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Valley National Bank VLY Net Interest Income

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$63.92M+32.4%

Segments

By segment

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Commercial Banking$356.26M+2.7%
Consumer Banking$61.7M+41.0%

Other financials

Income statement

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Revenue$560.7M+13.3%
Net income$170.9M+28.3%
EPS (diluted)$0.29+31.8%

Balance sheet

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Cash & equivalents$966.9M-18.5%
Total debt$433.5M+167%
Total equity$7.9B+4.5%
Total assets$66.3B+5.8%

Cash flow

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Operating cash flow$163.5M+2.8%
CapEx$3.3M+7.7%
Free cash flow$160.2M+2.7%

Valuation

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Market cap$8B+55.1%
Enterprise value$7.47B+80.6%
P/E11.5×+0.1×
P/S3.7×+1.0×

Profitability

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Net margin32.2%+8.6pp
FCF margin25.9%—

Returns & leverage

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Return on equity9%+2.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Valley National Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Valley National Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714310-26-000041
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest on short-term borrowings6,0471,7366,2834,682
Interest on long-term borrowings and junior subordinated debentures32,63838,15466,13874,565
Total interest expense342,351372,604673,550737,251
Net Interest Income487,024432,408958,549852,513
(Credit) provision for credit losses for available for sale and held to maturity securities(2)410(10)
Provision for credit losses for loans29,16637,79550,410100,470
Net Interest Income After Provision for Credit Losses457,860394,609908,129752,053
Non-Interest Income

Item 1. Financial Statements (Unaudited)

FAQ

What is Valley National Bank's net interest income?
Valley National Bank (VLY) reported net interest income of $487.02M in Q2 2026.
How has Valley National Bank's net interest income changed year-over-year?
Valley National Bank's net interest income increased by 12.6% year-over-year, from $432.41M to $487.02M.
What is the long-term trend for Valley National Bank's net interest income?
Over 4 years (2021 to 2025), Valley National Bank's net interest income has grown at a 9.9% compound annual growth rate (CAGR), from $1.21B to $1.76B.
What does net interest income mean?
This is the difference between the interest earned on assets and the interest paid on liabilities. It is the primary measure of a bank's core profitability and its ability to manage the spread between lending and borrowing rates.

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