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OceanFirst Financial OCFC Net Interest Income
Net Interest Income at other companies
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Where this comes from
Reported directly by OceanFirst Financial in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:09 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001004702-26-000120
| Line item | For the Three Months Ended June 30, 2026 | For the Three Months Ended June 30, 2025 | For the Six Months Ended June 30, 2026 | For the Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Deposits | 68,308 | 52,273 | 122,003 | 103,319 |
| Borrowed funds | 20,566 | 14,916 | 38,715 | 30,921 |
| Total interest expense | 88,874 | 67,189 | 160,718 | 134,240 |
| Net interest income | 120,730 | 87,636 | 217,177 | 174,288 |
| Provision for credit losses | 4,002 | 3,039 | 6,740 | 8,379 |
| Net interest income after provision for credit losses | 116,728 | 84,597 | 210,437 | 165,909 |
| Other income (loss): | ||||
| Bankcard services revenue | 1,772 | 1,619 | 3,401 | 3,082 |
Item 4. Controls and Procedures
FAQ
- What is OceanFirst Financial's net interest income?
- OceanFirst Financial (OCFC) reported net interest income of $120.73M in Q2 2026.
- How has OceanFirst Financial's net interest income changed year-over-year?
- OceanFirst Financial's net interest income increased by 37.8% year-over-year, from $87.64M to $120.73M.
- What is the long-term trend for OceanFirst Financial's net interest income?
- Over 4 years (2021 to 2025), OceanFirst Financial's net interest income has grown at a 4.2% compound annual growth rate (CAGR), from $305.34M to $360.22M.
- What does net interest income mean?
- Net interest income is the difference between the interest earned on assets, such as loans and securities, and the interest paid on liabilities, such as deposits and borrowings. It is the fundamental measure of a bank's core profitability and its ability to price its products effectively. A growing net interest income suggests successful asset-liability management.
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