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OceanFirst Financial OCFC Net Interest Income

Net Interest Income at other companies

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JPMorgan ChaseJPM
$25.37B+9.0%
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$1.75B+3.4%
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$471.53M+12.2%
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$177.57M+10.4%
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Bank First CorporationBFC
$53.22M+45.6%
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Heritage FinancialHFWA
$69.22M+28.9%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's net interest income?
OceanFirst Financial (OCFC) reported net interest income of $96.45M in Q1 2026.
How has OceanFirst Financial's net interest income changed year-over-year?
OceanFirst Financial's net interest income increased by 11.3% year-over-year, from $86.65M to $96.45M.
What is the long-term trend for OceanFirst Financial's net interest income?
Over 4 years (2021 to 2025), OceanFirst Financial's net interest income has grown at a 4.2% compound annual growth rate (CAGR), from $305.34M to $360.22M.
What does net interest income mean?
Net interest income is the difference between the interest earned on assets, such as loans and securities, and the interest paid on liabilities, such as deposits and borrowings. It is the fundamental measure of a bank's core profitability and its ability to price its products effectively. A growing net interest income suggests successful asset-liability management.