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Unity Bancorp UNTY Net Interest Income
Net Interest Income at other companies
Other financials
Where this comes from
Reported directly by Unity Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 4:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000920427-26-000045
| (In thousands, except per share amounts) | For the three months ended June 30, 2026 | For the three months ended June 30, 2025 | For the six months ended June 30, 2026 | For the six months ended June 30, 2025 |
|---|---|---|---|---|
| Time deposits | 6,282 | 6,560 | 12,411 | 12,975 |
| Borrowed funds and subordinated debentures | 904 | 1,081 | 1,887 | 2,214 |
| Total interest expense | 14,808 | 14,043 | 29,256 | 27,593 |
| Net interest income | 31,827 | 28,557 | 62,558 | 55,808 |
| Provision for credit losses, loans | 1,040 | 1,725 | 2,083 | 3,083 |
| Provision for credit losses, off-balance sheet | 127 | 136 | 133 | 95 |
| Release of credit losses, securities | — | (2,036) | — | (2,036) |
| Net interest income after provision for credit losses | 30,660 | 28,732 | 60,342 | 54,666 |
ITEM 1 Consolidated Financial Statements (Unaudited)
FAQ
- What is Unity Bancorp's net interest income?
- Unity Bancorp (UNTY) reported net interest income of $31.83M in Q2 2026.
- How has Unity Bancorp's net interest income changed year-over-year?
- Unity Bancorp's net interest income increased by 11.5% year-over-year, from $28.56M to $31.83M.
- What is the long-term trend for Unity Bancorp's net interest income?
- Over 4 years (2021 to 2025), Unity Bancorp's net interest income has grown at a 11.0% compound annual growth rate (CAGR), from $77.04M to $117.03M.
- What does net interest income mean?
- The difference between interest earned on loans and securities and the interest paid on deposits and other borrowings. This is the primary driver of a bank's core profitability and reflects the effectiveness of its interest rate risk management.
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