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Unity Bancorp UNTY Net Interest Income

Net Interest Income at other companies

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$3.96B+14.0%
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$471.53M+12.2%
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$57.42M-1.5%
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$20.19M+24.5%
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Mid Penn BancorpMPB
$55.25M+30.0%

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's net interest income?
Unity Bancorp (UNTY) reported net interest income of $30.73M in Q1 2026.
How has Unity Bancorp's net interest income changed year-over-year?
Unity Bancorp's net interest income increased by 12.8% year-over-year, from $27.25M to $30.73M.
What is the long-term trend for Unity Bancorp's net interest income?
Over 4 years (2021 to 2025), Unity Bancorp's net interest income has grown at a 11.0% compound annual growth rate (CAGR), from $77.04M to $117.03M.
What does net interest income mean?
The difference between interest earned on loans and securities and the interest paid on deposits and other borrowings. This is the primary driver of a bank's core profitability and reflects the effectiveness of its interest rate risk management.