Valley National Bank VLY Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 29.5%+9.0pp | 20.5%-5.8pp | 26.4%-4.2pp | 30.5%-4.2pp | |
| Free cash flow margin | 16.1%— | —— | —— | 73%+14.6pp | |
| Returns | |||||
| Return on equity | 7.8%+2.5pp | 5.4%-2.2pp | 7.6%-2.3pp | 9.9%+0.1pp | |
| Return on assets | 0.9%+0.3pp | 0.6%-0.2pp | 0.8%-0.3pp | 1.1%0.0pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.1×0.0× | 0.1×-0.1× | 0.2×+0.1× | 0.1×-0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | |||||
| Market capitalization | $6.51B+28.7% | $5.06B-8.2% | $5.51B-3.7% | $5.73B+2.3% | |
| Enterprise value | $5.39B+48.5% | $3.63B-38.9% | $5.94B+12.6% | $5.28B+17.7% | |
| Price / earnings | 10.9×-2.4× | 13.3×+2.2× | 11.1×+1.0× | 10.1×-1.7× | |
| Price / sales | 3.2×+0.5× | 2.7×-0.2× | 2.9×-0.2× | 3.1×-1.0× | |
| Price / book | 0.8×+0.2× | 0.7×-0.1× | 0.8×-0.1× | 0.9×-0.2× | |
| EV / sales | 2.7×+0.7× | 2×-1.2× | 3.1×+0.3× | 2.8×-0.5× | |
| Free cash flow yield | 5%— | —— | —— | 23.7%+9.5pp | |
| Earnings yield | 9.2%+1.7pp | 7.5%-1.5pp | 9%-0.9pp | 9.9%+1.5pp | |
| Dividend yield | 3.8%-0.7pp | 4.5%+0.4pp | 4.1%+0.5pp | 3.6%+0.4pp | |
| PEG ratio | 0.2×— | —— | —— | 0.5×-0.1× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Valley National Bank's ratios come from?
- Every ratio is computed from Valley National Bank's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
