Valley National Bank VLY Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Other segment items by Business | ||||||
| Commercial Banking | $79.72M+9.4% | $72.87M+11.9% | $65.1M+5.1% | $61.94M+10.1% | $56.25M+4.1% | |
| Consumer Banking | $53.87M-0.6% | $54.17M-9.3% | $59.72M+1.1% | $59.06M-1.5% | $59.98M+2.9% | |
| Net Interest Income by Business | ||||||
| Commercial Banking | $1.4B+1.6% | $1.38B+0.7% | $1.37B+0.2% | $1.37B-0.5% | $1.37B-1.0% | |
| Consumer Banking | $269.06M+6.3% | $253M+8.1% | $234.01M+8.3% | $216.12M+9.1% | $198.18M+10.3% | |
| Net Interest Income (After Provisions) by Business | ||||||
| Commercial Banking | $1.31B+5.9% | $1.24B+7.8% | $1.15B+5.1% | $1.09B+3.1% | $1.06B-3.9% | |
| Consumer Banking | $259.75M+2.4% | $253.63M+11.2% | $228.01M+9.9% | $207.47M+11.9% | $185.42M+19.6% | |
| Non-interest income by Business | ||||||
| Commercial Banking | $113.39M+12.1% | $101.17M+15.6% | $87.53M+6.7% | $82.07M+11.6% | $73.56M-5.3% | |
| Consumer Banking | $136.16M-2.3% | $139.32M+0.2% | $139.08M+1.4% | $137.14M+0.5% | $136.52M+0.9% | |
| Interest Income by Business | ||||||
| Commercial Banking | $2.34B-0.3% | $2.35B-1.7% | $2.39B-2.5% | $2.45B-2.5% | $2.52B-3.0% | |
| Consumer Banking | $536.62M+2.5% | $523.52M+2.6% | $510.3M+2.2% | $499.46M+2.5% | $487.38M+1.8% | |
| Income Before Income Taxes by Business | ||||||
| Commercial Banking | $701.99M+11.9% | $627.29M+18.3% | $530.31M+12.4% | $471.98M+9.7% | $430.1M-9.5% | |
| Consumer Banking | $135.08M+0.1% | $134.93M+24.1% | $108.77M+16.5% | $93.35M+27.0% | $73.51M+53.9% | |
| Net interest margin by Business | ||||||
| Commercial Banking | 10.8%+0.2pp | 10.7%0.0pp | 10.6%+0.2pp | 10.4%+0.1pp | 10.4%0.0pp | |
| Consumer Banking | 7.4%+0.3pp | 7%0.0pp | 7%+0.5pp | 6.5%+0.6pp | 6%+0.7pp | |
| Net occupancy expense by Business | ||||||
| Commercial Banking | $67.96M+0.4% | $67.7M-1.5% | $68.7M-3.6% | $71.27M-0.3% | $71.45M+0.1% | |
| Consumer Banking | $19.6M+2.6% | $19.11M+1.1% | $18.9M-0.2% | $18.95M+2.8% | $18.44M+2.4% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $722.44M+1.5% | $711.5M+0.9% | $705.05M+0.4% | $702.04M0.0% | $702.09M-0.2% | |
| Consumer Banking | $260.83M+1.1% | $258.02M-0.1% | $258.32M+2.8% | $251.26M+1.1% | $248.43M+2.4% | |
| Salary and employee benefits expense by Business | ||||||
| Commercial Banking | $391.22M0.0% | $391.38M+0.7% | $388.77M-0.4% | $390.51M-0.1% | $390.75M+0.3% | |
| Consumer Banking | $133.45M+0.6% | $132.71M+3.0% | $128.88M+3.3% | $124.79M+2.1% | $122.27M+2.8% | |
| Goodwill by Business | ||||||
| Consumer Banking | $1.4B0.0% | $1.4B0.0% | $1.4B0.0% | $1.4B0.0% | $1.4B0.0% | |
| Interest Expense by Business | ||||||
| Commercial Banking | $944.78M-3.1% | $974.9M-4.8% | $1.02B-5.9% | $1.09B-5.0% | $1.15B-5.3% | |
| Consumer Banking | $267.56M-1.1% | $270.52M-2.1% | $276.29M-2.5% | $283.34M-2.0% | $289.2M-3.3% | |
| Technology, furniture and equipment expense by Business | ||||||
| Commercial Banking | $81.33M+1.1% | $80.44M-3.8% | $83.64M-0.6% | $84.13M-4.8% | $88.4M-5.8% | |
| Consumer Banking | $27.33M+2.1% | $26.77M+1.8% | $26.3M+5.0% | $25.06M-1.3% | $25.38M-1.2% | |
| Professional and legal fees by Business | ||||||
| Commercial Banking | $66.25M+8.4% | $61.09M+4.5% | $58.48M+13.6% | $51.46M-0.1% | $51.53M-2.2% | |
| Consumer Banking | $16.4M+11.4% | $14.71M+7.8% | $13.65M+11.1% | $12.29M+8.5% | $11.33M+0.6% | |
| Average interest earning assets by Business | ||||||
| Commercial Banking | $116.09B+0.5% | $115.54B— | —— | —— | —— | |
| Consumer Banking | $32.63B+3.3% | $31.58B+0.1% | $31.53B+3.0% | $30.62B+2.0% | $30.03B+1.4% | |
| Provision for Credit Losses by Business | ||||||
| Commercial Banking | $88.95M-36.6% | $140.32M-36.4% | $220.61M-19.4% | $273.82M-12.8% | $314.03M+10.3% | |
| FDIC insurance assessment by Business | ||||||
| Commercial Banking | $35.96M-5.4% | $38M-5.9% | $40.36M-5.6% | $42.74M-2.2% | $43.71M+3.4% | |
| Consumer Banking | $10.19M-3.3% | $10.55M-3.0% | $10.87M-2.2% | $11.11M+0.7% | $11.03M+5.6% | |
| Revenue from contracts with customer by Product | ||||||
| Service charges on deposit accounts | $66.71M+8.9% | $61.23M+7.1% | $57.18M+7.4% | $53.25M+7.0% | $49.75M+3.1% | |
| Wealth management and trust fees | $64.41M+1.5% | $63.44M+2.9% | $61.65M+1.7% | $60.64M+1.5% | $59.72M-4.6% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Valley National Bank break its business down?
- Valley National Bank (VLY) reports other segment items by business across 2 parts — Commercial Banking and Consumer Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does Valley National Bank's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Valley National Bank's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
