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Western Alliance Bancorporation WAL Operating Segments — Excess Funds Provided Used Segment Basis

Discontinued — last reported Q2 '16

Similar metrics at other companies

East-West Bancorp logo
EWBCOperating Segments — Charge For Funds Used
$83.25M+13.4%
East-West Bancorp logo
EWBCOperating Segments — Interest Spread On Funds Provided
$57.97M+27.5%
East-West Bancorp logo
EWBCOperating Segments — Credit On Funds Provided
$83.25M+13.4%
East-West Bancorp logo
EWBCOperating Segments — Interest Spread On Funds Used
$195.62M+7.5%
Citizens Financial Group logo
CFGOperating Segments — Interest Income Expense Net
$1.14B+13.4%
East-West Bancorp logo
EWBCAll Other Segments — Interest Spread On Funds Provided
-$7.1M-137%

Other financials

Income statement

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Revenue$1.0B+31.0%
Net income$182.1M-8.5%
EPS (diluted)$1.65-7.8%

Balance sheet

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Cash & equivalents$8.6B+161%
Total debt$4.7B+73.9%
Total equity$7.6B+10.0%
Total assets$98.9B+19.0%

Cash flow

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Operating cash flow-$507.2M+69.3%
CapEx$24.2M+45.8%
Free cash flow-$531.4M+68.2%

Valuation

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Market cap$8.73B-8.3%
Enterprise value$4.85B-50.5%
P/E9.2×-2.6×
P/S2.3×-0.7×

Profitability

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Net margin25.2%0.0pp
FCF margin-43.7%-17.4pp

Returns & leverage

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Return on equity13.1%+0.7pp
Debt / equity0.6×+0.2×

Where this comes from

Reported directly by Western Alliance Bancorporation in its filing.

Tagged under the XBRL concept wal:ExcessFundsProvidedUsedSegmentBasis.

The official record: Western Alliance Bancorporation’s 10-Q, filed July 29, 2016, on SEC EDGAR. View the filing →

Questions, answered.

What does operating segments — excess funds provided used segment basis mean?
The net liquidity surplus or deficit for a specific business segment, showing if it provides or consumes the bank's cash.
How do you interpret operating segments — excess funds provided used segment basis?
A segment providing excess funds indicates strong deposit gathering capabilities, while a segment using excess funds suggests high loan growth or capital deployment activity.
How does operating segments — excess funds provided used segment basis compare across companies?
Commonly referred to as internal funds transfer pricing (FTP) results; peers often disclose this to show how commercial versus retail segments balance each other.