Skip to content

Webster Financial Corporation WBS Community Banking — Provision for Loan and Lease Losses

Discontinued — last reported Q4 '20

Similar metrics at other companies

Wintrust Financial logo
WTFCCommunity Banking — Provision for Credit Losses
$27.28M+21.6%
Huntington Bancshares logo
HBANCommercial Banking — Provision for loan and lease losses
-$34M-139%
Wintrust Financial logo
WTFCCommunity Banking — Provision For Loan Lease And Other Losses
$46.23M
UMB Financial logo
UMBFBank — Provision For Loan And Lease Losses
$6M-20.0%
M&T Bank logo
MTBCommercial Banking — Provision For Loan And Lease Losses
$74.25M+350%
KeyCorp logo
KEYCommercial Bank — Provision for Credit Losses
$70M-6.7%

Other financials

Income statement

See full
Revenue$735.9M+4.4%
Operating income$356.8M-1.2%
Net income$246.2M+8.5%
EPS (diluted)$1.50+15.4%

Balance sheet

See full
Cash & equivalents$2.9B+13.8%
Total debt$5.5B+45.4%
Total equity$9.6B+4.0%
Total assets$85.6B+6.6%

Cash flow

See full
Operating cash flow$288.7M+204%
CapEx$10.5M+26.0%
Free cash flow$278.3M+221%

Valuation

See full
Market cap$12.25B+26.7%
Enterprise value$14.94B+36.9%
P/E12×-0.4×
P/S4.2×+0.5×

Profitability

See full
Operating margin50%
Net margin34.9%+5.2pp
FCF margin41%-5.3pp

Returns & leverage

See full
Return on equity10.9%+2.2pp
Debt / equity0.6×+0.2×

Where this comes from

Reported directly by Webster Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanAndLeaseLosses.

The official record: Webster Financial Corporation’s 10-K, filed February 26, 2021, on SEC EDGAR. View the filing →

Questions, answered.

What does community banking — provision for loan and lease losses mean?
The amount of money the bank sets aside to cover potential losses from loans that may not be repaid.
How do you interpret community banking — provision for loan and lease losses?
An increase suggests deteriorating credit quality or a more conservative risk outlook, while a decrease suggests improving credit conditions.
How does community banking — provision for loan and lease losses compare across companies?
Standard metric across all lending institutions, often compared as a percentage of total loans.