Skip to content

UMB Financial UMBF Bank — Provision For Loan And Lease Losses

Discontinued — last reported Q4 '17

Similar metrics at other companies

Old National Bancorp logo
ONBBanking — Provision For Loan And Lease Losses
$91K+9,000%
KeyCorp logo
KEYCommercial Bank — Provision for Credit Losses
$70M-6.7%
Raymond James Financial logo
RJFBank — Bank loan provision for credit losses
$5M-68.8%
Huntington Bancshares logo
HBANConsumer & Business Banking — Provision for loan and lease losses
$34M-47.7%
Bank of America logo
BACConsumer Banking — Provision for Credit Losses
$1.13B-12.4%
Webster Financial Corporation logo
WBSCommunity Banking — Provision for Loan and Lease Losses
-$36K-101%

Other financials

Income statement

See full
Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

See full
Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

See full
Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

See full
Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

See full
Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

See full
Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanAndLeaseLosses.

The official record: UMB Financial’s 10-K, filed February 22, 2018, on SEC EDGAR. View the filing →

Questions, answered.

What does bank — provision for loan and lease losses mean?
The amount of money the bank sets aside to cover potential losses from loans that may not be repaid.
How do you interpret bank — provision for loan and lease losses?
An increase often signals deteriorating credit quality or a more conservative economic outlook, while a decrease suggests improving portfolio health.
How does bank — provision for loan and lease losses compare across companies?
Standard metric for all lending institutions; highly correlated with industry-wide credit cycles.