Financing
Net change in short-term borrowings
Wells Fargo & Company Net change in short-term borrowings decreased by 11.5% to $42.65B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 714.6%, from -$6.94B to $42.65B. Over 2 years (FY 2021 to FY 2023), Net change in short-term borrowings shows an upward trend with a 31.0% CAGR.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ4 2013
Last reportedQ4 2025
How to read this metric
An increase indicates a reliance on short-term credit to fund operations, while a decrease suggests the repayment of short-term liabilities.
Detailed definition
This metric measures the net change in short-term debt obligations, such as commercial paper or lines of credit, during...
Peer comparison
Peers use short-term borrowing as a flexible tool to manage seasonal cash flow needs; high reliance can indicate tighter liquidity.
Metric ID:
cf_short_term_borrowings_netHistorical Data
17 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$13.29B | -$3.66B | -$7.57B | -$980.00M | $3.47B | $11.31B | $2.76B | $29.86B | $3.25B | $9.08B | $0.00 | $19.46B | $9.82B | -$6.94B | $30.97B | $48.22B | $42.65B |
| QoQ Change | — | +72.5% | -107.1% | +87.1% | +454.5% | +225.5% | -75.6% | +980.8% | -89.1% | +179.4% | -100.0% | — | -49.5% | -170.7% | +546.3% | +55.7% | -11.5% |
| YoY Change | — | — | — | — | +126.1% | +409.4% | +136.5% | >999% | -6.5% | -19.7% | -100.0% | -34.9% | +202.3% | -176.5% | +59.2% | +391.0% | +714.6% |
Range-$13.29B – $48.22B
CAGR+33.9%
Avg YoY Growth+373.0%
Median YoY Growth+126.1%
Net change in short-term borrowings at Other Companies
Frequently Asked Questions
- What is Wells Fargo & Company's net change in short-term borrowings?
- Wells Fargo & Company (WFC) reported net change in short-term borrowings of $42.65B in Q3 2025.
- How has Wells Fargo & Company's net change in short-term borrowings changed year-over-year?
- Wells Fargo & Company's net change in short-term borrowings increased by 714.6% year-over-year, from -$6.94B to $42.65B.
- What is the long-term trend for Wells Fargo & Company's net change in short-term borrowings?
- Over 2 years (2021 to 2023), Wells Fargo & Company's net change in short-term borrowings has grown at a 31.0% compound annual growth rate (CAGR), from -$24.59B to $42.19B.
- What does net change in short-term borrowings mean?
- The net increase or decrease in debt that must be repaid within one year.