Financing
Net change in short-term borrowings
American Express Net change in short-term borrowings increased by 492.9% to $110.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 16.0%, from $131.00M to $110.00M. Over 4 years (FY 2021 to FY 2025), Net change in short-term borrowings shows a downward trend with a -50.8% CAGR.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ4 2013
Last reportedQ4 2025
How to read this metric
An increase indicates a reliance on short-term credit to fund operations, while a decrease suggests the repayment of short-term liabilities.
Detailed definition
This metric measures the net change in short-term debt obligations, such as commercial paper or lines of credit, during...
Peer comparison
Peers use short-term borrowing as a flexible tool to manage seasonal cash flow needs; high reliance can indicate tighter liquidity.
Metric ID:
cf_short_term_borrowings_netHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $288.00M | $411.00M | $33.00M | -$59.00M | -$4.00M | -$375.00M | -$268.00M | $239.00M | -$45.00M | $75.00M | -$374.00M | $518.00M | -$39.00M | -$310.00M | $38.00M | $131.00M | -$110.00M | -$20.00M | -$28.00M | $110.00M |
| QoQ Change | — | +42.7% | -92.0% | -278.8% | +93.2% | <-999% | +28.5% | +189.2% | -118.8% | +266.7% | -598.7% | +238.5% | -107.5% | -694.9% | +112.3% | +244.7% | -184.0% | +81.8% | -40.0% | +492.9% |
| YoY Change | — | — | — | — | -101.4% | -191.2% | -912.1% | +505.1% | <-999% | +120.0% | -39.6% | +116.7% | +13.3% | -513.3% | +110.2% | -74.7% | -182.1% | +93.5% | -173.7% | -16.0% |
Range-$375.00M – $518.00M
CAGR-18.3%
Avg YoY Growth-141.9%
Median YoY Growth-57.1%
Net change in short-term borrowings at Other Companies
Frequently Asked Questions
- What is American Express's net change in short-term borrowings?
- American Express (AXP) reported net change in short-term borrowings of $110.00M in Q1 2026.
- How has American Express's net change in short-term borrowings changed year-over-year?
- American Express's net change in short-term borrowings decreased by 16.0% year-over-year, from $131.00M to $110.00M.
- What is the long-term trend for American Express's net change in short-term borrowings?
- Over 4 years (2021 to 2025), American Express's net change in short-term borrowings has grown at a -50.8% compound annual growth rate (CAGR), from $461.00M to -$27.00M.
- What does net change in short-term borrowings mean?
- The net increase or decrease in debt that must be repaid within one year.