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Western New England Bancorp WNEB Provision for Credit Losses

Provision for Credit Losses at other companies

West Bancorporation logo
West BancorporationWTBA
$0
Shore Bancshares logo
Shore BancsharesSHBI
$85K-91.7%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$6.33M+446%
Origin Bancorp logo
Origin BancorpOBK
$4.97M+44.2%
International Bancshares logo
International BancsharesIBOC
$3.02M-9.2%
East-West Bancorp logo
East-West BancorpEWBC
$36M-26.5%

Other financials

Income statement

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Revenue$22.3M+21.7%
Net income$4.8M+107%
EPS (diluted)$0.24+118%

Balance sheet

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Cash & equivalents$56.1M-49.2%
Total debt$140.4M+10.7%
Total equity$248.1M+4.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$346.0K+142%
CapEx$734.0K+156%
Free cash flow-$388.0K+65.2%

Valuation

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Market cap$287.79M+53.7%
Enterprise value$372.07M+69.1%
P/E16.2×+0.7×
P/S3.3×+0.9×

Profitability

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Net margin20.5%+5.4pp
FCF margin38.5%+8.9pp

Returns & leverage

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Return on equity7.3%+2.7pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Western New England Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Western New England Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Western New England Bancorp's provision for credit losses?
Western New England Bancorp (WNEB) reported provision for credit losses of $75K in Q1 2026.
How has Western New England Bancorp's provision for credit losses changed year-over-year?
Western New England Bancorp's provision for credit losses decreased by 47.2% year-over-year, from $142K to $75K.
What is the long-term trend for Western New England Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Western New England Bancorp's provision for credit losses has grown at a -22.4% compound annual growth rate (CAGR), from -$925K to $335K.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.