What is NB Bancorp, Inc.'s provision for credit losses?

NB Bancorp, Inc. (NBBK) reported provision for credit losses of $6.33M in Q1 2026.

How has NB Bancorp, Inc.'s provision for credit losses changed year-over-year?

NB Bancorp, Inc.'s provision for credit losses increased by 446.5% year-over-year, from $1.16M to $6.33M.

What does provision for credit losses mean?

Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.

NB Bancorp, Inc. NBBK Provision for Credit Losses

Provision for Credit Losses at other companies

Great Southern BancorpGSBC

$0—

First BancorpFBNC

$3.08M+176%

Origin BancorpOBK

$4.97M+44.2%

First Financial CorporationTHFF

$2.55M+30.8%

OceanFirst FinancialOCFC

$2.74M-48.7%

Business First BancsharesBFST

$2.28M-19.0%

Other financials

Income statement

See full

Revenue$69.4M+46.3%

Net income$15.0M+18.4%

EPS (diluted)$0.36+9.1%

Balance sheet

See full

Cash & equivalents$375.4M+19.8%

Total debt$21.7M+64.7%

Total equity$842.8M+13.9%

Total assets$7.2B+37.9%

Cash flow

See full

Operating cash flow$27.3M+175%

CapEx$2.0M+1,777%

Free cash flow$25.3M+157%

Valuation

See full

Market cap$921.21M+39.6%

P/E17.5×+3.2×

P/S3.9×+0.2×

Profitability

See full

Net margin22.3%-3.4pp

FCF margin32%-3.1pp

Returns & leverage

See full

Return on equity6.7%+0.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: NB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NB Bancorp, Inc.'s provision for credit losses?: NB Bancorp, Inc. (NBBK) reported provision for credit losses of $6.33M in Q1 2026.
How has NB Bancorp, Inc.'s provision for credit losses changed year-over-year?: NB Bancorp, Inc.'s provision for credit losses increased by 446.5% year-over-year, from $1.16M to $6.33M.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.