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WSFS Financial WSFS Credit loss reversion period, number of fiscal quarters

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Other financials

Income statement

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Revenue$275.3M+7.5%
Net income$86.8M+31.8%
EPS (diluted)$1.64+46.4%

Balance sheet

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Cash & equivalents$2.5B+143%
Total debt$129.6M-15.1%
Total equity$2.7B+2.0%
Total assets$22.1B+7.6%

Cash flow

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Operating cash flow$86.4M+888%
CapEx$885.0K-63.6%
Free cash flow$85.5M+1,254%

Valuation

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Market cap$3.99B+38.1%
Enterprise value$1.65B-17.3%
P/E12.9×+2.0×
P/S3.7×+0.9×

Profitability

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Net margin28.4%+3.3pp
FCF margin27%+17.1pp

Returns & leverage

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Return on equity11.4%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by WSFS Financial in its filing.

Tagged under the XBRL concept wsfs:FinancingReceivableAllowanceForCreditLossReversionPeriodNumberOfFiscalQuarters.

The official record: WSFS Financial’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is WSFS Financial's credit loss reversion period, number of fiscal quarters?
WSFS Financial (WSFS) reported credit loss reversion period, number of fiscal quarters of 4 in Q4 2025.
What is the long-term trend for WSFS Financial's credit loss reversion period, number of fiscal quarters?
Over 2 years (2023 to 2025), WSFS Financial's credit loss reversion period, number of fiscal quarters has grown at a 0.0% compound annual growth rate (CAGR), from 4 to 4.
What does credit loss reversion period, number of fiscal quarters mean?
This metric represents the number of fiscal quarters used in the reversion period when estimating credit losses, where the company transitions from its specific forecast to long-term historical averages. It is a key parameter in the allowance for credit losses model that dictates how quickly the model reverts to historical loss rates. Understanding this period is essential for evaluating the sensitivity of the company's credit loss provisions to economic cycles.