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Trustco Bank Corp TRST Allowance For Credit Loan Losses Estimated Expected Lifetime Losses Straight Line Method Number Of Quarters

Allowance For Credit Loan Losses Estimated Expected Lifetime Losses Straight Line Method Number Of Quarters at other companies

WSFS Financial logo
WSFS FinancialWSFS
60.0%
WSFS Financial logo
WSFS FinancialWSFS
40.0%
Equity Bancshares logo
Equity BancsharesEQBK
$5.96M+119%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1.4%-0.2pp
WSFS Financial logo
WSFS FinancialWSFS
$182.88M-2.8%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$52.46M-20.7%

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept trst:AllowanceForCreditLoanLossesEstimatedExpectedLifetimeLossesStraightLineMethodNumberOfQuarters.

The official record: Trustco Bank Corp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's allowance for credit loan losses estimated expected lifetime losses straight line method number of quarters?
Trustco Bank Corp (TRST) reported allowance for credit loan losses estimated expected lifetime losses straight line method number of quarters of 1 in Q4 2025.
What does allowance for credit loan losses estimated expected lifetime losses straight line method number of quarters mean?
This metric represents the time horizon, measured in quarters, over which the institution estimates expected lifetime credit losses for its loan portfolio. It serves as a key parameter in the bank's methodology for calculating the allowance for credit losses under current accounting standards. By defining this period, the bank establishes the duration for which it projects potential defaults and economic impacts on its lending assets.