Skip to content

West Bancorporation WTBA Allowance for credit losses, excluding accrued interest

Allowance for credit losses, excluding accrued interest at other companies

Morgan Stanley logo
Morgan StanleyMS
$1.17B+3.6%
Citizens Financial Group logo
Citizens Financial GroupCFG
$1.96B-2.8%
Peoples Financial Services logo
Peoples Financial ServicesPFIS
$39.59M-3.6%
Aebi Schmidt Holding AG Common Stock logo
Aebi Schmidt Holding AG Common StockAEBI
$19.23M+30.2%
Sharplink, Inc.
 logo
Sharplink, Inc. SBET
$459K+1,539%
CNB Financial logo
CNB FinancialCCNE
$67.06M+41.6%

Other financials

Income statement

See full
Revenue$26.9M+16.6%
Net income$10.6M+34.8%
EPS (diluted)$0.61+32.6%

Balance sheet

See full
Cash & equivalents$362.0M+71.9%
Total debt$25.0M-39.7%
Total equity$270.7M+13.8%
Total assets$4.0B+0.6%

Cash flow

See full
Operating cash flow$12.9M+32.2%
CapEx$497.0K-66.7%
Free cash flow$12.4M+50.0%

Valuation

See full
Market cap$440.86M+40.1%
Enterprise value$103.88M-28.6%
P/E12.5×+0.4×
P/S4.5×+0.7×

Profitability

See full
Net margin35.6%+4.5pp
FCF margin47.7%+16.5pp

Returns & leverage

See full
Return on equity13.9%+2.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept wtba:AllowanceForCreditLossesExcludingAccruedInterest.

The official record: West Bancorporation’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about West Bancorporation's allowance for credit losses, excluding accrued interest.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is West Bancorporation's allowance for credit losses, excluding accrued interest?
West Bancorporation (WTBA) reported allowance for credit losses, excluding accrued interest of $30.53M in Q4 2025.
What is the long-term trend for West Bancorporation's allowance for credit losses, excluding accrued interest?
Over 2 years (2023 to 2025), West Bancorporation's allowance for credit losses, excluding accrued interest has grown at a 3.8% compound annual growth rate (CAGR), from $28.34M to $30.53M.
What does allowance for credit losses, excluding accrued interest mean?
This is a contra-asset account representing the estimated amount of credit losses inherent in the loan portfolio. It is maintained to absorb potential future charge-offs and reflects management's assessment of credit risk and economic conditions. A higher allowance relative to total loans suggests a more conservative risk posture or expectations of deteriorating credit quality.