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Wintrust Financial WTFC Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
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Where this comes from
Reported directly by Wintrust Financial in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 4:47 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001015328-26-000022
| (Dollars in thousands, except per share data) | Three Months Ended / June 30,2026 | Three Months Ended / June 30,2025 | Six Months Ended / June 30,2026 | Six Months Ended / June 30,2025 |
|---|---|---|---|---|
| Total interest expense | 364,046 | 374,214 | 712,582 | 734,705 |
| Net interest income | 597,366 | 546,694 | 1,176,390 | 1,073,168 |
| Provision for credit losses | 23,134 | 22,234 | 52,728 | 46,197 |
| Net interest income after provision for credit losses | 574,232 | 524,460 | 1,123,662 | 1,026,971 |
| Non-interest income | ||||
| Wealth management | 39,883 | 36,821 | 81,942 | 70,863 |
| Mortgage banking | 27,438 | 23,170 | 50,834 | 43,699 |
| Service charges on deposit accounts | 21,240 | 19,502 | 42,210 | 38,864 |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is Wintrust Financial's net interest income (after provisions)?
- Wintrust Financial (WTFC) reported net interest income (after provisions) of $574.23M in Q2 2026.
- How has Wintrust Financial's net interest income (after provisions) changed year-over-year?
- Wintrust Financial's net interest income (after provisions) increased by 9.5% year-over-year, from $524.46M to $574.23M.
- What is the long-term trend for Wintrust Financial's net interest income (after provisions)?
- Over 4 years (2021 to 2025), Wintrust Financial's net interest income (after provisions) has grown at a 15.8% compound annual growth rate (CAGR), from $1.18B to $2.13B.
- What does net interest income (after provisions) mean?
- Calculated as net interest income minus the provision for credit losses. This metric represents the core profitability of the lending business after accounting for the expected cost of credit risk. It provides a more accurate picture of sustainable earnings than net interest income alone.
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