Screener
Old Second Bancorp OSBC Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
Other financials
Where this comes from
Reported directly by Old Second Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 12:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000357173-26-000045
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Total interest expense | 17,860 | 11,004 | 35,062 | 21,665 |
| Net interest and dividend income | 83,329 | 64,234 | 164,473 | 127,138 |
| Provision for credit losses | 7,500 | 2,500 | 17,000 | 4,900 |
| Net interest and dividend income after provision for credit losses | 75,829 | 61,734 | 147,473 | 122,238 |
| Noninterest income | ||||
| Wealth management | 3,628 | 3,103 | 7,011 | 6,192 |
| Service charges on deposits | 3,075 | 3,060 | 6,205 | 6,036 |
| Secondary mortgage fees | 166 | 84 | 287 | 157 |
Item 1. Financial Statements
FAQ
- What is Old Second Bancorp's net interest income (after provisions)?
- Old Second Bancorp (OSBC) reported net interest income (after provisions) of $75.83M in Q2 2026.
- How has Old Second Bancorp's net interest income (after provisions) changed year-over-year?
- Old Second Bancorp's net interest income (after provisions) increased by 22.8% year-over-year, from $61.73M to $75.83M.
- What is the long-term trend for Old Second Bancorp's net interest income (after provisions)?
- Over 4 years (2021 to 2025), Old Second Bancorp's net interest income (after provisions) has grown at a 30.2% compound annual growth rate (CAGR), from $92.39M to $265.41M.
- What does net interest income (after provisions) mean?
- This metric is calculated by subtracting the provision for loan and lease losses from the net interest income. It reflects the bank's net revenue after accounting for the expected credit risk and potential defaults within the loan portfolio. This provides a more accurate view of the bank's sustainable earnings capacity after adjusting for credit quality trends.
Ask your AI about Old Second Bancorp's net interest income (after provisions).
Connect your AI assistant and compare it to peers, right in your chat.
Connect your AI
Claude