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Wintrust Financial WTFC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's accretion (amortization) of discounts and premiums, investments?
Wintrust Financial (WTFC) reported accretion (amortization) of discounts and premiums, investments of $7.73M in Q1 2026.
How has Wintrust Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Wintrust Financial's accretion (amortization) of discounts and premiums, investments increased by 1356.5% year-over-year, from $531K to $7.73M.
What is the long-term trend for Wintrust Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Wintrust Financial's accretion (amortization) of discounts and premiums, investments has grown at a 13.4% compound annual growth rate (CAGR), from -$6.39M to $10.59M.
What does accretion (amortization) of discounts and premiums, investments mean?
The gradual adjustment of the value of investment bonds toward their face value.
How do you interpret accretion (amortization) of discounts and premiums, investments?
Changes reflect the composition and maturity profile of the investment portfolio rather than operational performance.
How does accretion (amortization) of discounts and premiums, investments compare across companies?
Standard for banks with significant investment portfolios; peers report this based on their bond holding strategies.