Skip to content

Old Second Bancorp OSBC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$7.73M+1,356%
Northwest Bancshares logo
Northwest BancsharesNWBI
$54K+5.9%
Financial Institutions logo
Financial InstitutionsFISI
$2M+108%
CTB
Community Trust BancorpCTBI
-$539K+7.7%
Origin Bancorp logo
Origin BancorpOBK
$29K+104%
Center Bancorp logo
Center BancorpCNOB
$224K+221%

Other financials

Income statement

See full
Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

See full
Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

See full
Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

See full
Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

See full
Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

See full
Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Old Second Bancorp's accretion (amortization) of discounts and premiums, investments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Old Second Bancorp's accretion (amortization) of discounts and premiums, investments?
Old Second Bancorp (OSBC) reported accretion (amortization) of discounts and premiums, investments of -$475K in Q1 2026.
How has Old Second Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Old Second Bancorp's accretion (amortization) of discounts and premiums, investments decreased by 3.9% year-over-year, from -$457K to -$475K.
What is the long-term trend for Old Second Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Old Second Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -9.9% compound annual growth rate (CAGR), from -$2.93M to -$1.93M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This metric is essential for understanding the true yield of the investment portfolio beyond nominal coupon payments.