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Wintrust Financial WTFC Community Banking — Commissions and incentive compensation

Other segment segments

Wealth management
$13.68M+8.8%
Specialty finance
$11.45M+14.8%

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:CommissionsAndIncentiveCompensation.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands) / Three Months Ended June 30, 2026:Community BankingSpecialty FinanceWealth ManagementTotal Operating SegmentsIntersegment EliminationsConsolidated
Non-interest income86,60636,59143,412166,609(25,340)141,269
Non-interest expense:
Salaries100,75917,89110,819129,469406129,875
Commissions and incentive compensation37,32711,45413,68262,46362,463
Benefits32,4876,6312,63341,75141,751
Other segment expenses (1)139,40526,9199,577175,901(12,453)163,448
Total non-interest expense309,97862,89536,711409,584(12,047)397,537
Income before taxes225,70976,77915,476317,964317,964

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's community banking — commissions and incentive compensation?
Wintrust Financial (WTFC) reported community banking — commissions and incentive compensation of $37.33M in Q2 2026.
How has Wintrust Financial's community banking — commissions and incentive compensation changed year-over-year?
Wintrust Financial's community banking — commissions and incentive compensation increased by 12.0% year-over-year, from $33.33M to $37.33M.
What is the long-term trend for Wintrust Financial's community banking — commissions and incentive compensation?
Over 3 years (2022 to 2025), Wintrust Financial's community banking — commissions and incentive compensation has grown at a 1.7% compound annual growth rate (CAGR), from $127.18M to $133.73M.
What does community banking — commissions and incentive compensation mean?
Variable compensation paid to employees within the community banking segment based on performance metrics, such as sales targets or loan production volume. This aligns employee incentives with the segment's growth and profitability goals. It serves as a performance-linked component of total personnel expense.

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