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Western Union WU Q2 2025 earnings

Reported July 28, 2025 · After market close

Revenue$1.0BMiss by $15.6M
EPS$0.42Miss by $0.02
Revenue estimate$1.0B
EPS estimate$0.44

Next report

Jul 30, 2026 (Today)
Revenue estimate$1.0B
EPS estimate$0.43

Financials

Q2 2025

Income statement

See full
Revenue$1.0B-3.8%
Gross profit$383.3M-4.8%
Operating income$192.7M+1.0%
Net income$122.1M-13.4%
EPS (diluted)$0.37-9.8%

Balance sheet

See full
Cash & equivalents$1.0B-1.3%
Total debt$2.7B+4.3%
Total assets$8.0B+0.2%

Cash flow

See full
Operating cash flow-
CapEx$7.5M+47.1%
Free cash flow-

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$2.83B-32.8%
Enterprise value$4.56B-21.6%
P/E3.2×-4.1×
P/S0.7×-0.3×

Profitability

See full
Gross margin37.2%-0.7pp
Operating margin17.4%-0.3pp
Net margin21.8%+8.2pp
FCF margin11.4%

Segments

By geography

See full
North America Member$372.8M-9.8%
Europe And Cis$286.2M+14.1%
Latin America And Caribbean$142.7M+3.4%
Middle East Africa And South Asia$132.3M-21.5%
Asia Pacific$49.6M-0.4%

By product

See full
Consumer Money Transfers$885.0M-8.3%
Consumer Services$141.1M+39.2%

By segment

See full
Consumer Money Transfer$885.0M-8.3%

Versus estimates

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Questions, answered.

When did Western Union report Q2 2025 earnings?
Western Union (WU) reported Q2 2025 earnings on July 28, 2025 after market close.
What were Western Union's Q2 2025 revenue and EPS?
Western Union reported revenue of $1.0B and eps of $0.42 for Q2 2025.
Did Western Union beat estimates in Q2 2025?
Revenue missed the consensus estimate of $1.0B by $15.6M. EPS missed the consensus estimate of $0.44 by $0.02.
How did Western Union's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 3.6% from $1.1B a year earlier and eps declined 4.5% from $0.44.
Where can I find Western Union's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000950170-25-099163) directly on SEC EDGAR. The filing index links above go to sec.gov.