When did Western Union report Q3 2025 earnings?

Western Union (WU) reported Q3 2025 earnings on October 23, 2025 after market close.

What were Western Union's Q3 2025 revenue and EPS?

Western Union reported revenue of $1.0B and eps of $0.47 for Q3 2025.

Did Western Union beat estimates in Q3 2025?

Revenue missed the consensus estimate of $1.0B by $9.6M. EPS beat the consensus estimate of $0.43 by $0.04.

How did Western Union's Q3 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue declined 0.3% from $1.0B a year earlier and eps grew 2.2% from $0.46.

Where can I find Western Union's Q3 2025 SEC filings?

You can read the 10-Q periodic report (0001193125-25-251580) directly on SEC EDGAR. The filing index links above go to sec.gov.

Western Union WU Q3 2025 earnings

Reported October 23, 2025 · After market close

Revenue$1.0BMiss by $9.6M

EPS$0.47Beat by $0.04

Revenue estimate$1.0B

EPS estimate$0.43

Next report

Jul 30, 2026 (Today)

Revenue estimate$1.0B

EPS estimate$0.43

Financials

Q3 2025

Income statement

See full

Revenue$1.0B-0.3%

Gross profit$389.4M+1.8%

Operating income$201.9M+22.4%

Net income$139.6M-47.3%

EPS (diluted)$0.43-44.9%

Balance sheet

See full

Cash & equivalents$947.8M-13.6%

Total debt$2.6B+0.2%

Total assets$7.8B+1.4%

Cash flow

See full

Operating cash flow$260.4M+22.8%

CapEx$7.7M+10.0%

Free cash flow$252.7M+23.2%

Valuation & ratios

Valuation

as of 09/30/25

See full

Market cap$2.58B-36.1%

Enterprise value$4.22B-23.6%

P/E3.3×-2.6×

P/S0.6×-0.3×

Profitability

See full

Gross margin37.4%-0.4pp

Operating margin18.3%+1.5pp

Net margin18.8%+2.7pp

FCF margin12.6%—

Segments

By geography

See full

North America Member$353.3M-10.6%

Europe And Cis$304.9M+19.1%

Latin America And Caribbean$144.7M+4.0%

Middle East Africa And South Asia$134.4M-11.1%

Asia Pacific$48.0M-7.3%

By product

See full

Consumer Money Transfers$878.0M-5.8%

Consumer Services$154.6M+48.9%

By segment

See full

Consumer Money Transfer$878.0M-5.8%

Versus estimates

Revenue

Q1 2026$982.7MBeat by $22.1M Q4 2025$1.0BMiss by $36.2M

Q3 2025$1.0BMiss by $9.6M

Q2 2025$1.0BMiss by $15.6M Q1 2025$983.6MMiss by $57.7M Q4 2024$1.1BBeat by $31.7M

Diluted EPS

Q1 2026$0.25Miss by $0.15 Q4 2025$0.45Beat by $0.02

Q3 2025$0.47Beat by $0.04

Q2 2025$0.42Miss by $0.02 Q1 2025$0.41Beat by $0.01 Q4 2024$0.40Miss by $0.02

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Questions, answered.

When did Western Union report Q3 2025 earnings?: Western Union (WU) reported Q3 2025 earnings on October 23, 2025 after market close.
What were Western Union's Q3 2025 revenue and EPS?: Western Union reported revenue of $1.0B and eps of $0.47 for Q3 2025.
Did Western Union beat estimates in Q3 2025?: Revenue missed the consensus estimate of $1.0B by $9.6M. EPS beat the consensus estimate of $0.43 by $0.04.
How did Western Union's Q3 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue declined 0.3% from $1.0B a year earlier and eps grew 2.2% from $0.46.
Where can I find Western Union's Q3 2025 SEC filings?: You can read the 10-Q periodic report (0001193125-25-251580) directly on SEC EDGAR. The filing index links above go to sec.gov.