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Exagen Inc. XGN Reserve for insurance claims

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Other financials

Income statement

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Revenue$17.3M+11.7%
Gross profit$10.2M+11.9%
Operating income-$3.4M-1.5%
Net income-$4.0M-5.7%
EPS (diluted)-$0.17+15.0%

Balance sheet

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Cash & equivalents$21.7M+90.6%
Total debt$27.1M+15.8%
Total equity$14.4M+125%
Total assets$52.0M+28.9%

Cash flow

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Operating cash flow-$10.4M+2.4%
CapEx$228.0K+102%
Free cash flow-$10.6M+1.3%

Valuation

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Market cap$112.34M-26.5%
Enterprise value$117.78M-20.3%
P/S1.6×-1.0×

Profitability

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Gross margin58.3%-1.0pp
Operating margin-20.6%-2.9pp
Net margin-29.5%+2.5pp
FCF margin-27.5%

Returns & leverage

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Return on equity-193.6%+355pp
Debt / equity1.9×-1.8×
Current ratio3.5×+1.1×

Where this comes from

Reported directly by Exagen Inc. in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves.

The official record: Exagen Inc.’s 10-K, filed March 10, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Exagen Inc.'s reserve for insurance claims?
Exagen Inc. (XGN) reported reserve for insurance claims of $917K in Q4 2025.
How has Exagen Inc.'s reserve for insurance claims changed year-over-year?
Exagen Inc.'s reserve for insurance claims decreased by 4.0% year-over-year, from $955K to $917K.
What is the long-term trend for Exagen Inc.'s reserve for insurance claims?
Over 5 years (2020 to 2025), Exagen Inc.'s reserve for insurance claims has grown at a -0.1% compound annual growth rate (CAGR), from $920K to $917K.
What does reserve for insurance claims mean?
The estimated liability for insurance claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported. This reserve is essential for ensuring the company maintains sufficient liquidity to meet its insurance-related obligations. It reflects the actuarial assessment of potential future payouts and risk exposure.