What is Xerox Holdings Corporation's gross loans?

Xerox Holdings Corporation (XRX) reported gross loans of $1.36B in Q1 2026.

How has Xerox Holdings Corporation's gross loans changed year-over-year?

Xerox Holdings Corporation's gross loans decreased by 19.6% year-over-year, from $1.69B to $1.36B.

What is the long-term trend for Xerox Holdings Corporation's gross loans?

Over 5 years (2020 to 2025), Xerox Holdings Corporation's gross loans has grown at a -14.5% compound annual growth rate (CAGR), from $3.17B to $1.45B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

Xerox Holdings Corporation XRX Gross loans

Gross loans at other companies

SMB

SmartFinancialSMBK

$4.52B+13.2%

First Commonwealth FinancialFCF

$9.3B+3.7%

Hewlett Packard EnterpriseHPE

——

Segments

By geography

See full

United States (Direct)$463M-0.4%

United States (Indirect)$117M-42.4%

Other$17M—

Other financials

Income statement

See full

Revenue$1.8B+26.7%

Gross profit$72.0M+227%

Net income-$105.0M-16.7%

EPS (diluted)-$0.84-12.0%

Balance sheet

See full

Cash & equivalents$637.0M+63.3%

Total debt$4.4B+52.4%

Total equity$299.0M-71.6%

Total assets$9.9B+20.6%

Cash flow

See full

Operating cash flow-$144.0M-61.8%

CapEx$12.0M+140%

Free cash flow-$156.0M-66.0%

Valuation

See full

Market cap$421.11M-37.7%

Enterprise value$4.23B+32.1%

P/S0.1×-0.1×

Profitability

See full

Gross margin3.9%-1.5pp

Net margin-14.1%-3.5pp

FCF margin8.1%+1.8pp

Returns & leverage

See full

Return on equity-154.4%-3,910pp

Debt / equity14.9×+12.1×

Current ratio1.2×+0.1×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Xerox Holdings Corporation's gross loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Xerox Holdings Corporation's gross loans?: Xerox Holdings Corporation (XRX) reported gross loans of $1.36B in Q1 2026.
How has Xerox Holdings Corporation's gross loans changed year-over-year?: Xerox Holdings Corporation's gross loans decreased by 19.6% year-over-year, from $1.69B to $1.36B.
What is the long-term trend for Xerox Holdings Corporation's gross loans?: Over 5 years (2020 to 2025), Xerox Holdings Corporation's gross loans has grown at a -14.5% compound annual growth rate (CAGR), from $3.17B to $1.45B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.