What is SmartFinancial's gross loans?

SmartFinancial (SMBK) reported gross loans of $4.52B in Q1 2026.

How has SmartFinancial's gross loans changed year-over-year?

SmartFinancial's gross loans increased by 13.2% year-over-year, from $3.99B to $4.52B.

What is the long-term trend for SmartFinancial's gross loans?

Over 3 years (2020 to 2025), SmartFinancial's gross loans has grown at a 22.7% compound annual growth rate (CAGR), from $2.36B to $4.36B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

SmartFinancial SMBK Gross loans

Gross loans at other companies

First HorizonFHN

$64.38B+3.5%

Regions FinancialRF

$97.93B+2.3%

Financial InstitutionsFISI

$4.58B+1.7%

Capital City Bank GroupCCBG

$2.49B-5.5%

First Commonwealth FinancialFCF

$9.3B+3.7%

Trico BancsharesTCBK

$7.07B+3.6%

Other financials

Income statement

See full

Revenue$53.8M+14.9%

Net income$13.7M+21.6%

EPS (diluted)$0.81+20.9%

Balance sheet

See full

Cash & equivalents$346.1M-18.2%

Total debt$11.4M-7.0%

Total equity$562.0M+11.1%

Total assets$5.9B+9.2%

Cash flow

See full

Operating cash flow$16.4M+14.5%

CapEx$6.2M+568%

Free cash flow$10.2M-24.0%

Valuation

See full

Market cap$790.12M+46.9%

Enterprise value$455.43M+258%

P/E15×+0.8×

P/S3.8×+0.8×

Profitability

See full

Net margin25.4%+4.1pp

FCF margin27.1%-4.1pp

Returns & leverage

See full

Return on equity9.9%+2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about SmartFinancial's gross loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is SmartFinancial's gross loans?: SmartFinancial (SMBK) reported gross loans of $4.52B in Q1 2026.
How has SmartFinancial's gross loans changed year-over-year?: SmartFinancial's gross loans increased by 13.2% year-over-year, from $3.99B to $4.52B.
What is the long-term trend for SmartFinancial's gross loans?: Over 3 years (2020 to 2025), SmartFinancial's gross loans has grown at a 22.7% compound annual growth rate (CAGR), from $2.36B to $4.36B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.