What does united states (direct) — charge-offs, CY-2 mean?

Represents the total value of accounts receivable in the United States direct segment written off as uncollectible during the fiscal year two years prior to the current year. This historical data point helps in evaluating the long-term credit risk profile and stability of the domestic customer portfolio.

Xerox Holdings Corporation XRX United States (Direct) — Charge-offs, CY-2

Other geography segments

Other

$0—

United States (Indirect)

$0-100%

Similar metrics at other companies

OFGUS – Federal — Prior, charge-offs

$0—

CBZCharge-offs, net of recoveries

$5.9M+606%

OFGUS – Federal — Term loans amortized by cost basis, in current fiscal year, gross charge-offs

$0—

AGMCorporate AgFinance — Current period charge-offs

$2.18M—

OPFIReportable Segment — Charge-offs, net

-$64.49M-32.9%

AESUNITED STATES — Financing Receivable, Allowance for Credit Loss

$21M+31.3%

Other financials

Income statement

See full

Revenue$1.8B+26.7%

Gross profit$72.0M+227%

Net income-$105.0M-16.7%

EPS (diluted)-$0.84-12.0%

Balance sheet

See full

Cash & equivalents$637.0M+63.3%

Total debt$4.4B+52.4%

Total equity$299.0M-71.6%

Total assets$9.9B+20.6%

Cash flow

See full

Operating cash flow-$144.0M-61.8%

CapEx$12.0M+140%

Free cash flow-$156.0M-66.0%

Valuation

See full

Market cap$421.11M-37.7%

Enterprise value$4.23B+32.1%

P/S0.1×-0.1×

Profitability

See full

Gross margin3.9%-1.5pp

Net margin-14.1%-3.5pp

FCF margin8.1%+1.8pp

Returns & leverage

See full

Return on equity-154.4%-3,910pp

Debt / equity14.9×+12.1×

Current ratio1.2×+0.1×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff.

The official record: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Xerox Holdings Corporation's united states (direct) — charge-offs, cy-2.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Xerox Holdings Corporation's united states (direct) — charge-offs, CY-2?: Xerox Holdings Corporation (XRX) reported united states (direct) — charge-offs, CY-2 of $0 in Q1 2026.
How has Xerox Holdings Corporation's united states (direct) — charge-offs, CY-2 changed year-over-year?: Xerox Holdings Corporation's united states (direct) — charge-offs, CY-2 decreased by 100.0% year-over-year, from $1M to $0.
What does united states (direct) — charge-offs, CY-2 mean?: Represents the total value of accounts receivable in the United States direct segment written off as uncollectible during the fiscal year two years prior to the current year. This historical data point helps in evaluating the long-term credit risk profile and stability of the domestic customer portfolio.