OppFi OPFI Business Segments — Charge-offs, net
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Where this comes from
Reported directly by OppFi in its filing.
Tagged under the XBRL concept opfi:FinanceReceivablesChargeOffs.
The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is OppFi's business segments — charge-offs, net?
- OppFi (OPFI) reported business segments — charge-offs, net of -$64.49M in Q1 2026.
- How has OppFi's business segments — charge-offs, net changed year-over-year?
- OppFi's business segments — charge-offs, net decreased by 32.9% year-over-year, from -$48.51M to -$64.49M.
- What is the long-term trend for OppFi's business segments — charge-offs, net?
- Over 3 years (2022 to 2025), OppFi's business segments — charge-offs, net has grown at a -1.7% compound annual growth rate (CAGR), from -$232.27M to -$220.81M.
- What does business segments — charge-offs, net mean?
- Measures the total value of loans deemed uncollectible and removed from the balance sheet, net of any recoveries. This metric is a critical indicator of credit risk and the effectiveness of the company's underwriting processes. High levels of net charge-offs relative to revenue can signal deteriorating asset quality or aggressive lending practices.