What does united states (direct) — charge-offs, CY-4 mean?

Measures the total value of uncollectible accounts receivable written off within the United States direct sales segment during the fourth calendar year prior to the current reporting period. Analyzing this data point allows investors to assess long-term credit quality trends and the historical stability of the company's domestic financing portfolio.

Xerox Holdings Corporation XRX United States (Direct) — Charge-offs, CY-4

Other geography segments

United States (Indirect)

$1M0.0%

Other

$0—

Similar metrics at other companies

AGMCorporate AgFinance — Current period charge-offs

$2.18M—

CBZCharge-offs, net of recoveries

$5.9M+606%

OFGUS – Federal — Prior, charge-offs

$0—

JXNCharge-off

$0—

AESUNITED STATES — Financing Receivable, Allowance for Credit Loss

$21M+31.3%

AGMCorporate AgFinance — Charge-offs

$347K—

Other financials

Income statement

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Revenue$1.8B+26.7%

Gross profit$72.0M+227%

Net income-$105.0M-16.7%

EPS (diluted)-$0.84-12.0%

Balance sheet

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Cash & equivalents$637.0M+63.3%

Total debt$4.4B+52.4%

Total equity$299.0M-71.6%

Total assets$9.9B+20.6%

Cash flow

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Operating cash flow-$144.0M-61.8%

CapEx$12.0M+140%

Free cash flow-$156.0M-66.0%

Valuation

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Market cap$421.11M-37.7%

Enterprise value$4.23B+32.1%

P/S0.1×-0.1×

Profitability

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Gross margin3.9%-1.5pp

Net margin-14.1%-3.5pp

FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-154.4%-3,910pp

Debt / equity14.9×+12.1×

Current ratio1.2×+0.1×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff.

The official record: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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What is Xerox Holdings Corporation's united states (direct) — charge-offs, CY-4?: Xerox Holdings Corporation (XRX) reported united states (direct) — charge-offs, CY-4 of $0 in Q1 2026.
What does united states (direct) — charge-offs, CY-4 mean?: Measures the total value of uncollectible accounts receivable written off within the United States direct sales segment during the fourth calendar year prior to the current reporting period. Analyzing this data point allows investors to assess long-term credit quality trends and the historical stability of the company's domestic financing portfolio.