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Block XYZ Provision for Credit Losses

Provision for Credit Losses at other companies

Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$196.54M+33.5%
Dave, Inc. logo
Dave, Inc.DAVE
$26.59M+151%
Lesaka Technologies, Inc. logo
Lesaka Technologies, Inc.LSAK
$2.5M+49.0%
Sezzle logo
SezzleSEZL
$13.68M+6.8%
KEE
Keel Infrastructure Corp. Common StockKEEL
-$4.22M-562,500%

Other financials

Income statement

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Revenue$6.1B+4.9%
Gross profit$2.9B+27.1%
Operating income-$172.0M-152%
Net income-$308.7M-263%
EPS (diluted)-$0.52-273%

Balance sheet

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Cash & equivalents$13.5B+3.1%
Total debt$6.0B+10.9%
Total equity$21.7B+1.1%
Total assets$40.0B+9.9%

Cash flow

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Operating cash flow$965.6M+624%
CapEx$30.6M-4.1%
Free cash flow$935.0M+822%

Valuation

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Market cap$46.32B+15.3%
Enterprise value$38.84B+21.8%
P/E57.4×+43.8×
P/S1.9×+0.2×

Profitability

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Gross margin44.9%+6.9pp
Operating margin4.9%+0.9pp
Net margin3.3%-7.6pp
FCF margin13.3%+8.3pp

Returns & leverage

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Return on equity3.7%-9.2pp
Debt / equity0.3×0.0×
Current ratio-0.3×

Where this comes from

Reported directly by Block in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Block’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Block's provision for credit losses?
Block (XYZ) reported provision for credit losses of $500.13M in Q1 2026.
How has Block's provision for credit losses changed year-over-year?
Block's provision for credit losses increased by 194.7% year-over-year, from $169.69M to $500.13M.
What is the long-term trend for Block's provision for credit losses?
Over 4 years (2021 to 2025), Block's provision for credit losses has grown at a 63.3% compound annual growth rate (CAGR), from $187.99M to $1.34B.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.