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Sezzle SEZL Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$135.5M+29.2%
Operating income$69.0M+38.4%
Net income$51.3M+41.9%
EPS (diluted)$1.47+47.0%

Balance sheet

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Cash & equivalents$120.4M+35.5%
Total debt$792.0K-12.2%
Total equity$196.7M+56.4%
Total assets$454.3M+52.4%

Cash flow

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Operating cash flow$89.0M+69.5%
CapEx$351.0K+1,200%
Free cash flow$88.6M+69.0%

Valuation

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Market cap$5.1B+81.1%

Profitability

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Operating margin40.7%+4.8pp
Net margin30.8%-1.6pp
FCF margin51%+0.3pp

Returns & leverage

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Return on equity92%-45.4pp
Debt / equity0.0×
Current ratio3.7×+1.0×

Where this comes from

Reported directly by Sezzle in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Sezzle’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sezzle's provision for credit losses?
Sezzle (SEZL) reported provision for credit losses of $13.68M in Q1 2026.
How has Sezzle's provision for credit losses changed year-over-year?
Sezzle's provision for credit losses increased by 6.8% year-over-year, from $12.8M to $13.68M.
What is the long-term trend for Sezzle's provision for credit losses?
Over 4 years (2021 to 2025), Sezzle's provision for credit losses has grown at a 14.1% compound annual growth rate (CAGR), from $52.62M to $89.3M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.