How much cash does Zions Bancorporation generate?

Zions Bancorporation (ZION) generated $1.4B in operating cash flow over the trailing twelve months.

What is Zions Bancorporation's free cash flow?

After $119.0M of capital expenditures, Zions Bancorporation's free cash flow was $1.3B over the trailing twelve months, up 32.8% year over year.

Where does Zions Bancorporation's cash flow data come from?

Every line is extracted from Zions Bancorporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Zions Bancorporation ZION Cash Flow Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net income	$962M+20.1%	$899M+14.7%	$852M+22.8%	$844M+28.9%	$801M+27.3%
Depreciation and amortization	$118M-1.7%	$116M-6.5%	$116M-8.7%	$118M-9.9%	$120M-11.8%
Stock-based compensation	$36M+5.9%	$35M+6.1%	$34M+3.0%	$32M-3.0%	$34M+6.3%
Deferred income taxes	——	——	——	——	——
Change in other assets	$78M—	-$66M—	——	——	——
Change in other liabilities	——	——	——	-$163M—	-$26M—
Other working capital changes	$65M+22.6%	$70M+100%	$68M+325%	$54M—	$53M—
Loans held for sale activity	-$399M—	-$27M—	$14M—	——	——
Net cash from operating activities	$1.38B+29.4%	$1.14B-1.1%	$1.13B—	$815M—	$1.07B—
Capital expenditures	$119M+26.6%	$121M+24.7%	$111M+13.3%	$108M+0.9%	$94M-16.1%
Acquisitions, net of cash acquired	——	——	——	——	-$191M—
Purchases of investments	$1.19B-0.7%	$1.37B+51.3%	$1.46B+106%	$1.33B+86.6%	$1.2B+69.4%
Proceeds from maturities/sales of investments	$994M-6.5%	$1.03B+1.0%	$1.06B+4.4%	$1.06B+3.5%	$1.06B+1.5%
Other investing activities	$27M—	$19M—	$5M—	——	——
Purchases of fixed maturity securities	——	——	——	——	$89M+187%
Net change in loans and leases	——	——	——	$2.06B+32.5%	$1.53B-12.9%
Net cash from investing activities	——	——	——	——	-$32M-102%
Dividends paid	$269M-5.3%	$267M-7.6%	$273M-4.5%	$277M-3.5%	$284M0.0%
Repurchases of common stock	——	——	——	——	——
Proceeds from issuance of debt	——	——	——	——	——
Proceeds from issuance of common stock	——	——	——	——	$14M—
Other financing activities	——	——	——	——	——
Net change in short-term borrowings	-$2.86B—	-$728M—	——	——	——
Net change in deposits	——	——	——	-$627M—	$798M—
Net cash from financing activities	——	——	——	——	-$910M+65.7%
Net increase (decrease) in cash	——	——	——	——	$124M+20.4%
Interest paid	$1.48B-19.6%	$1.57B-17.7%	$1.68B-10.3%	$1.79B+1.8%	$1.84B+12.4%
Income taxes paid	$197M+2.1%	$196M+2.1%	$234M+52.9%	$216M+89.5%	$193M-24.3%
Provision for credit losses	$47M-39.0%	$72M0.0%	$107M+245%	$71M+20.3%	$77M-23.0%
Increase (Decrease) in Loan, Held-for-Sale	-$399M—	-$27M—	$14M—	——	——
Increase (Decrease) in Other Operating Assets	$78M—	-$66M—	——	——	——
Increase Decrease In Trading Securities	——	——	——	$156M—	$5M—
Other Noncash Income (Expense)	$65M+22.6%	$70M+100%	$68M+325%	$54M—	$53M—
Net change in other noninterest-bearing investments	$120M+232%	$13M+128%	-$103M—	-$145M—	-$91M—
Payment for (Proceeds from) Other Investing Activity	$27M—	$19M—	$5M—	——	——
Payments for (Proceeds from) Other Loans and Leases	——	——	——	$2.06B+32.5%	$1.53B-12.9%
Payments for (Proceeds from) Short-Term Investments	——	——	——	——	$334M—
Payments to Acquire Held-to-Maturity Securities	——	——	——	——	$89M+187%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$1.35B-34.1%	$1.59B-21.8%	$1.78B-11.8%	$1.93B-6.2%	$2.05B-8.4%
Increase (Decrease) in Deposits	——	——	——	-$627M—	$798M—
Other, net	——	——	——	——	——
Proceeds from (Repayments of) Short-Term Debt	-$2.86B—	-$728M—	——	——	——
Increase Decrease In Operating Liabilities	——	——	——	-$163M—	-$26M—
Loans Assumed	——	——	——	——	$423M—
Deposits acquired in purchase of California branches (at time of purchase)	——	——	——	——	$657M—
Trading securities reclassified to money market investments	——	$0—	$0-100%	$0-100%	$0-100%
Transfer Of Portfolio Loans And Leases To Held-For-Sale And Transfer Of Loans Held-For-Sale To Portfolio Loans, Net	$503M+109%	$222M-0.4%	$185M+27.6%	$186M+56.3%	$241M+630%
Income Taxes Paid, Net	$197M+2.1%	$196M+2.1%	$234M+52.9%	$216M+89.5%	$193M-24.3%
Free cash flow	$1.29B+32.8%	$1.05B-0.6%	$1.05B—	$738M—	$972M—
Free cash flow	$1.29B+32.8%	$1.05B-0.6%	$1.05B—	$738M—	$972M—

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Zions Bancorporation.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

How much cash does Zions Bancorporation generate?: Zions Bancorporation (ZION) generated $1.4B in operating cash flow over the trailing twelve months.
What is Zions Bancorporation's free cash flow?: After $119.0M of capital expenditures, Zions Bancorporation's free cash flow was $1.3B over the trailing twelve months, up 32.8% year over year.
Where does Zions Bancorporation's cash flow data come from?: Every line is extracted from Zions Bancorporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.