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Zions Bancorporation ZION Provision for Credit Losses

Provision for Credit Losses at other companies

First Horizon logo
First HorizonFHN
$15M-62.5%
Bank of America logo
Bank of AmericaBAC
$1.34B-9.7%
Citizens Financial Group logo
Citizens Financial GroupCFG
$140M-8.5%
Northern Trust logo
Northern TrustNTRS
-$3M-400%
Northern Trust logo
Northern TrustNTRS
-$3M-400%
First Horizon logo
First HorizonFHN
$15M-62.5%

Segments

By segment

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TCBW-$4M-33.3%
Vectra-$3M-138%

Other financials

Income statement

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Revenue$849.0M+6.8%
Net income$233.0M+37.1%
EPS (diluted)$1.56+38.1%

Balance sheet

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Total debt$2.2B+83.9%
Total equity$7.3B+15.3%
Total assets$88.0B0.0%

Cash flow

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Operating cash flow$423.0M+136%
CapEx$25.0M-7.4%
Free cash flow$398.0M+162%

Valuation

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Market cap$9.73B+15.2%
P/E10.1×-0.4×
P/S2.8×+0.2×

Profitability

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Net margin28%+2.8pp
FCF margin37.5%+7.0pp

Returns & leverage

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Return on equity14.1%+0.9pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.

The official record: Zions Bancorporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Zions Bancorporation's provision for credit losses?
Zions Bancorporation (ZION) reported provision for credit losses of -$7M in Q1 2026.
How has Zions Bancorporation's provision for credit losses changed year-over-year?
Zions Bancorporation's provision for credit losses decreased by 138.9% year-over-year, from $18M to -$7M.
What is the long-term trend for Zions Bancorporation's provision for credit losses?
Over 4 years (2021 to 2025), Zions Bancorporation's provision for credit losses has grown at a -28.5% compound annual growth rate (CAGR), from -$276M to $72M.
What does provision for credit losses mean?
Funds set aside to cover potential future loan defaults.
How do you interpret provision for credit losses?
An increase suggests management expects higher credit risk or economic deterioration, while a decrease may signal improving credit quality or a more optimistic outlook.
How does provision for credit losses compare across companies?
Varies significantly based on the bank's loan mix and the macroeconomic cycle compared to regional peers.