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Zions Bancorporation ZION Provision for Credit Losses

Provision for Credit Losses at other companies

Bank of America logo
Bank of AmericaBAC
$1.34B-9.7%
Citigroup logo
CitigroupC
$33M-15.4%
First Horizon logo
First HorizonFHN
$15M-62.5%
Northern Trust logo
Northern TrustNTRS
-$3M-400%
SouthState logo
SouthStateSSB
$69.23M+11.2%
Citizens Financial Group logo
Citizens Financial GroupCFG
$140M-8.5%

Segments

By segment

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TCBW-$4M-33.3%
Vectra-$3M-138%

Other financials

Income statement

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Revenue$849.0M+6.8%
Net income$233.0M+37.1%
EPS (diluted)$1.56+38.1%

Balance sheet

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Total debt$2.2B+83.9%
Total equity$7.3B+15.3%
Total assets$88.0B0.0%

Cash flow

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Operating cash flow$423.0M+136%
CapEx$25.0M-7.4%
Free cash flow$398.0M+162%

Valuation

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Market cap$9.73B+15.2%
P/E10.1×-0.4×
P/S2.8×+0.2×

Profitability

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Net margin28%+2.8pp
FCF margin37.5%+7.0pp

Returns & leverage

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Return on equity14.1%+0.9pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.

The official record: Zions Bancorporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Zions Bancorporation's provision for credit losses?
Zions Bancorporation (ZION) reported provision for credit losses of -$7M in Q1 2026.
How has Zions Bancorporation's provision for credit losses changed year-over-year?
Zions Bancorporation's provision for credit losses decreased by 138.9% year-over-year, from $18M to -$7M.
What is the long-term trend for Zions Bancorporation's provision for credit losses?
Over 4 years (2021 to 2025), Zions Bancorporation's provision for credit losses has grown at a -28.5% compound annual growth rate (CAGR), from -$276M to $72M.
What does provision for credit losses mean?
Reserves set aside for potential losses on unused credit lines and commitments.
How do you interpret provision for credit losses?
Higher provisions indicate increased risk in the bank's pipeline of credit commitments or a more conservative risk management posture.
How does provision for credit losses compare across companies?
Standard practice for banks with significant commercial lending and credit line portfolios.