How has Zions Bancorporation's amegy — provision for credit losses changed year-over-year?

Zions Bancorporation's amegy — provision for credit losses decreased by 80.0% year-over-year, from $10M to $2M.

What does amegy — provision for credit losses mean?

An expense set aside to cover potential future losses from loans that may not be repaid. This reflects the management's assessment of credit risk within the segment's loan portfolio based on current economic conditions and borrower health.

Zions Bancorporation (ZION) Amegy — Provision for Credit Losses

Screener

Other segment segments

Zions Bank

$6M0.0%

TCBNW

$2M—

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PRGFour — Provision for Credit Losses

$9.6M+131%

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-$7M-139%

DEProvision for Credit Losses

$91M-13.3%

NDSNProvision for Credit Losses

$192K+24.1%

CMS

CMSProvision for Credit Losses

$10M+21.2%

Other financials

Income statement

See full

Revenue$1.1B+35.7%

Net income$453.0M+85.7%

EPS (diluted)$3.05+87.1%

Balance sheet

See full

Total debt$2.2B+82.6%

Total equity$7.7B+16.4%

Total assets$89.0B+0.2%

Cash flow

See full

Operating cash flow$422.0M—

CapEx$33.0M+6.5%

Free cash flow$389.0M—

Valuation

See full

Market cap$10.46B+37.6%

P/E8.9×-0.1×

P/S2.8×+0.5×

Profitability

See full

Net margin31.3%+5.3pp

FCF margin44.9%+22.2pp

Returns & leverage

See full

Return on equity16.4%+3.0pp

Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 3:30 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000109380-26-000111

(In millions)	Zions Bank / 2026	Zions Bank / 2025	CB&T / 2026	CB&T / 2025	Amegy / 2026	Amegy / 2025
SELECTED INCOME STATEMENT DATA
Net interest income 1	$187	$182	$164	$161	$147	$137
Provision for credit losses	6	6	(8)	(18)	2	10
Net interest income after provision for credit losses	181	176	172	179	145	127
Noninterest income	47	49	38	32	50	43
Noninterest expense:
Salaries and employee benefits	36	34	34	33	28	29
Technology, telecom, and information processing	3	4	1	1	2	2

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's amegy — provision for credit losses?: Zions Bancorporation (ZION) reported amegy — provision for credit losses of $2M in Q2 2026.
How has Zions Bancorporation's amegy — provision for credit losses changed year-over-year?: Zions Bancorporation's amegy — provision for credit losses decreased by 80.0% year-over-year, from $10M to $2M.
What does amegy — provision for credit losses mean?: An expense set aside to cover potential future losses from loans that may not be repaid. This reflects the management's assessment of credit risk within the segment's loan portfolio based on current economic conditions and borrower health.