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Zions Bancorporation ZION CB&T — Provision for Credit Losses
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Where this comes from
Reported directly by Zions Bancorporation in its filing.
Tagged under the XBRL concept zions:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.
The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 3:30 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000109380-26-000111
| (In millions) | Zions Bank / 2026 | Zions Bank / 2025 | CB&T / 2026 | CB&T / 2025 | Amegy / 2026 | Amegy / 2025 |
|---|---|---|---|---|---|---|
| SELECTED INCOME STATEMENT DATA | ||||||
| Net interest income 1 | $187 | $182 | $164 | $161 | $147 | $137 |
| Provision for credit losses | 6 | 6 | (8) | (18) | 2 | 10 |
| Net interest income after provision for credit losses | 181 | 176 | 172 | 179 | 145 | 127 |
| Noninterest income | 47 | 49 | 38 | 32 | 50 | 43 |
| Noninterest expense: | ||||||
| Salaries and employee benefits | 36 | 34 | 34 | 33 | 28 | 29 |
| Technology, telecom, and information processing | 3 | 4 | 1 | 1 | 2 | 2 |
ITEM 1. FINANCIAL STATEMENTS (Unaudited)
FAQ
- What is Zions Bancorporation's CB&T — provision for credit losses?
- Zions Bancorporation (ZION) reported CB&T — provision for credit losses of -$8M in Q2 2026.
- How has Zions Bancorporation's CB&T — provision for credit losses changed year-over-year?
- Zions Bancorporation's CB&T — provision for credit losses increased by 55.6% year-over-year, from -$18M to -$8M.
- What is the long-term trend for Zions Bancorporation's CB&T — provision for credit losses?
- Over 4 years (2021 to 2025), Zions Bancorporation's CB&T — provision for credit losses has grown at a -10.1% compound annual growth rate (CAGR), from -$81M to $53M.
- What does CB&T — provision for credit losses mean?
- An expense charged to the income statement to maintain the allowance for loan and lease losses at a level deemed adequate to cover expected credit losses. It reflects management's assessment of the risk inherent in the loan portfolio. High provisions indicate anticipated deterioration in asset quality.
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